International Student Travel Insurance

Studying abroad? Your insurance is as important as everything else.
While studying in a foreign land is exciting, it comes with its fair share of uncertainty. However, with Future Student Suraksha, you can be sure that everything will be taken care of. This two-year plan covers everything, from your medical expenses and passports to special allowances like tuition fees and sponsor protection.

Eligibility
Entry Age
Adults
18 years to 35 years.


Pre-Acceptance Medical Tests
Medical tests are waived if there is no adverse health declaration on your proposal form
Medical tests required if there is any adverse health declaration on your proposal form. 50% of the test charges are reimbursed, if you are insured with us.
Medical Report Validity - 30 days from the date of the tests conducted.
What's Covered
Coverage of Medical Expenses
Our Travel insurance plans takes care of your medical expenses due to accident and sickness while travelling.

Baggage Delay and Baggage Loss
Compensation for reasonable expenses incurred for purchase of emergency personal purchase due to delay in arrival of checked in baggage, whilst overseas. In case of loss of baggage, we shall pay upto the specified maximum limit.

Loss of Passport
Compensation for reasonable expenses incurred in obtaining a duplicate or temporary passport overseas.

Tuition Fee*
Provides reimbursement of un used tuition fees if you suffer any of the following conditions and are not able to continue your studies for the remaining part of a school semester for which tuition fee has been paid, if
you are hospitalised for more than one consecutive month for covered Injury / sickness or in case of terminal illness or in case medical repatriation, or in case of accidental death of immediate family member.

Sponsor Protection*
In case of Accidental death or permanent disablement of your sponsor, we'll reimburse your tuition Fee incurred for the remaining period of this education up to specified maximum limit.

Personal Accident
Worldwide coverage against Accidental Death and Permanent total disablement while you're abroad anywhere in the world.

*For a single event you can lodge a claim either under tuition fee / Sponsor Protection.

Top reasons why this plan is ideal for you

1. Global Protection
Complete protection when abroad with 24x7 toll - free assistance.

2.Comprehensive Coverage
Coverage for medical expenses, baggage delay/loss, loss of passport and more.

3 .Worldwide Assistance
Worldwide Service Provider and Hospital Network

4 .24X7 Assistance
24X7 toll-free assistance when abroad.

Exclusions of this plan
Pre-existing Diseases & Complications
Policy does not cover pre-existing diseases & complications arising from them.

Influence of Drugs
Being under the influence of drugs, alcohol, or other intoxicants or hallucinogens unless properly prescribed by a physician and taken as prescribed.

Self Inflicted Injury or Illness
Suicide, attempt to suicide or wilfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease.

Alcoholism, drunkenness, abuse of drugs, HIV, AIDS