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FAQs are designed specifically for you and enable you to get the answers to all the insurance-related queries or questions asked more frequently by us.

Top FAQS

What Isn't Covered By A Family Health Insurance Policy?

The following are not covered by your family's health insurance plan:

1.The family health insurance plans do not cover some pre-existing diseases.
2. Cosmetic procedures are not covered by family health insurance plans.
3. Some medical disorders are only covered after a 2- to 3-year waiting period under a family health insurance plan.
4. Call our numbe...

What Happens If My Policy's Sum Insured Is Depleted?

A family floater health insurance plan provides a single sum insured for all members of the family. If you use up the entire sum insured on most policies, you won't be able to make any more claims during the policy period.

However, certain plans include a function known as reinstatement for our customers. If you use this feature, your policy's cover amount will be...

Who Should Consider Purchasing A Family Medical Insurance Policy?

All types of households can benefit from family health insurance. You may cover the appropriate number of loved ones under the safety blanket of one family floater health insurance policy, whether you are a young couple or have a joint family.

Which Member Of My Family Can I Cover?

You, your spouse, dependent children, and parents, as well as other blood relatives and in-laws, are covered under the family floater health insurance policy.

Why Is It Vital To Have A Family Medical Insurance Policy?

Family is everything, and we must do everything we can to shield our loved ones from the calamities of life. In this case, a family health insurance policy might be really beneficial! It safeguards you and your family from escalating healthcare costs and ensures that medical emergencies do not deplete your hard-earned money.

Most significantly, having a family med...

What Do You Mean By "Family Floater Policy"?

A family floater health insurance coverage allows you to ensure your complete family under one policy and pay a single annual price.

This policy's sum insured is split among the policyholders' family members and can be used to pay for hospital bills and other medical expenses.

Is Paying Premiums In Advance For A Multiyear Coverage (One That Lasts More Than A Year) Necessary?

Yes, you must pay the complete premium up front.

What Is The Maximum Duration Of A Home Insurance Policy?

Home insurance can be acquired for one year, three years, or five years.

What Will My Insurance Policy's Start Date Be?

Your insurance coverage begins on the commencement date specified on the policy schedule, which can be any date (not later than 15 days) following the date of premium payment.

What Are The Requirements For Obtaining A Home Insurance Policy?

Individuals - A Home Insurance Policy can be purchased by any resident Indian who is the owner and/or occupant of the home. However, only house/flat owners and not tenants are eligible for a multiyear home insurance coverage.

For Society - Any authorised member of the managing committee of a society can purchase a policy to cover the society's building and common ...

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