Popular investment policies

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SBI Life - Smart Money Back Gold

Invest In SBI Life - Smart Money Back Gold Insurance Plan, And Avail Twin Benefits Of Life Cover As Well As Periodic Income To Meet Your Financial Requirements At Crucial Points In Life.
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Future Generali Assured Income Plan

Future Generali Assured Income Plan Is A Life Insurance Plan That Provides Life Cover And Ensures That You Get Guaranteed Returns On Your Premiums.
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ICICI Pru Assured Savings Insurance Plan

ICICI Pru Assured Savings Insurance Plan Is A Non-Linked Non-Par Life Individual Savings Product. It Gives You Guaranteed Savings Benefit To Meet Your Goals.
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Future Generali Assured Money Back Plans

Future Generali Assured Money Back Plan, A Life Insurance Plan Which Ensures That Your Financial Security Is Guaranteed.
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Future Generali Assured Wealth Plan

Future Generali New Assured Wealth Plan, A Life Insurance Plan That Gives You Financial Security In Form Of Lumpsum Death Benefit And A Guaranteed Lump Sum Amount At The End Of Your Policy Term.
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ICICI Pru Lakshya Life Long Income

ICICI Pru Lakshya, A Protection And Savings Oriented Conventional Participating Life Product To Fulfill Your Financial Needs.
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ICICI Pru Lakshya Wealth

ICICI Pru Lakshya, A Protection And Savings Oriented Conventional Participating Life Product To Fulfill Your Financial Needs.
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Future Generali Assured Education Plan

Future Generali Assured Education Plan - A Plan That Arms You With The Necessary Funds To Help Your Child Gain Admission Into One Of The Finest Colleges.
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Aviva Affluence

Aviva Affluence Is A Unit Linked Endowment Plan Which Helps You Live To The Fullest & Demand The Maximum Out Of Your Finances.
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ICICI Pru Cash Advantage

ICICI Pru Cash Advantage Plan Is A Non-Linked Insurance Plan. The Plan Offers Guaranteed Amount Every Month For 10 Years, A Guaranteed Lump Sum Amount At Maturity, Along With Bonuses.
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Future Generali Lifetime Partner Plan

Future Generali Lifetime Partner Plan, A Life Insurance Plan That Provides A Much Needed Protection To Your Family, Along With A Regular Income For Whole Of Your Life, Up To Age 100.
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ICICI Pru1 Wealth

ICICI Pru1 Wealth Is A Single Premium Payment Life Insurance Plan That Allocates 100% Of Your Investment Amount In The Funds Of Your Choice While Providing A Life Insurance Cover.
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ICICI Pru Signature

Your Entire Premium Is Allocated Among The Funds Of Your Choice Without Any Deductions Along With Return Of Mortality And Policy Administration Charges At Maturity (Exclusively For Customers Buying Online). With Choice Of 4 Portfolio Strategies And Wide Range Of Funds, This Plan Gives You Abundant Flexibility To Invest As Per Your Needs.
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ICICI Pru Savings Suraksha

ICICI Pru Savings Suraksha Provides You And Your Family All-Round Protection. In Case Of An Unfortunate Event During The Policy Term.
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ICICI Pru Life Time Classic

ICICI Pru Lifetime Classic Is Our Newly Launched Non-Participating Unit Linked Plan Which Provides Complete Financial Protection For Your Loved Ones.
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ICICI Prudential Future Perfect-Child Plan

ICICI Pru Future Perfect Gives You The Dual Assurances Of Guaranteed Benefits And Life Cover, While Complementing Your Investment Corpus.
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HDFC Life Click 2 Wealth

HDFC Life Click 2 Wealth Is A Unit Linked, Non-Participating, Life Insurance Plan That Offers Market Linked Returns, Provides Valuable Financial Protection For You And Your Family.

About Investment Policies

Everyone is on a constant lookout for better investment options and financial returns. However, making the right move is a matter of clear planning and long-term thinking. Investments are important because in today’s world, just earning money is not enough. You work hard for the money you earn. But that may not be adequate for you to lead a comfortable lifestyle or fulfill your dreams and goals. To do that, you need to make your money work hard for you as well. This is why you invest. Money lying idle in your bank account is an opportunity lost. You should invest that money smartly to get good returns out of it.

What is an Investment Plan?

Investment plans are those financial products that provide you ample opportunities to create wealth and have a stable future. Investment plans offer to help individuals in disciplined and periodic investment into different times. Thus helps in achieving your financial goals. Once you are done with the above-mentioned benefits you would get to learn more about stability and peace as well.

Also, it will help you to make your retirement stable. You can now freely move to make your life stable and go with the best.

Below mentioned are some of the options where you can invest your hard-earned money for a stable future as well.

  • Money Back Plans
  • Pension Plans
  • Endowment Plans
  • ULIPS
  • Child Plans
  • Guaranteed Return Policy

Money Back Plans: A money-back insurance policy gives your money-back at regular intervals. This money-back is paid during the plan tenure and is a percentage of the Sum Assured. These Money-back pay-outs are called survival benefits. Additionally, these benefits are offered during the plan tenure, and on maturity, the remaining Sum Assured is paid during vested bonuses.

Pension Plans: Pension Plans also known as retirement plans, asks you to make a stable contribution into a pool of funds set aside for your benefits in the future. This pool of funds is then invested by the insurers on your behalf and the earning on the investment generate income for your income.

Endowment Policy: Endowment Policy provides you with a combination of both i.e.: an insurance cover, as well as a savings plan. It helps you in saving regularly over a specific period of time, so that you are able to get a lump sum amount on policy maturity, if the policyholder survives the policy term.

ULIPs: ULIP or Unit Linked Insurance Plan is a type of insurance, which combines the benefits of protection and saving in a single plan. The major advantage that a ULIP has over the traditional wealth creation tools is the benefit of a Life Cover. As a result, your money can grow and at the same time, your loved one’s future is protected from life's unexpected turns.

Child Plans: Child plans are a combination of insurance and investment plans to help you secure your child’s future. Just as your child feels safe in your arms, a child insurance plan casts a safety net around your child’s future so they can fulfill their dreams without worrying about finances. A child insurance plan ensures your child’s secure future by taking care of financial needs even in your absence.

Guaranteed Return Policy: Guaranteed Return Insurance Plan is a savings plan that allows you to save up all you need to meet the major milestones in your life, and turn your dreams into reality. With this plan, you can benefit from life insurance coverage, along with an element of savings to meet your life goals.

Benefits Of Having An Investment Plan:

  • Guaranteed regular income: Your investment plan will help you and your spouse to receive and enjoy a continuous and stable income for life.
  • Tax benefits: You can also avail the tax benefits under section 80C on the premium paid up to a limit of ₹ 1.5 lakh. Moreover the pay-out that you will receive at the time of maturity will be tax-free.
  • Security for your children in your absence: A majority of the insurance companies and their related pension plans, help the children to receive a lump-sum amount in your absence.
  • Flexible-Premium Payment Terms: With dedicated investment plans, you also get the flexibility to choose the premium payment term. You can select your premium payment term depending upon your financial goals.
  • Guaranteed Vesting Benefit: These investment plans help you to get a fixed or guaranteed income to help you with your retirement planning. Not only this, you might get an option to provide the income to your spouse in case of your untimely death.

Besides, if you got any questions or queries, we are here to answer. Use the quick connect option or raise your ticket in the section, our team would love to help you with the best solutions available.

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