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Investment Plans
Investment Plans

Future Generali Lifetime Partner Plan

Future Generali Lifetime Partner Plan, a Life Insurance Plan that provides a much needed protection to your family, along with a regular income for whole of your life, up to age 100.

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FUTURE GENERALI LIFETIME PARTNER PLAN

An Individual, Non-Linked, Participating (with-profits), Savings, Life Insurance Plan.

You need a perfect partner for the journey called Life.

Financial wellness means planning well for financial milestones in life. All you need is a plan that offers you a continuous flow of income for your regular expenses, be it for your kid's education, annual vacation or post retirement income. Life Insurance plan that pays income for life, can help you secure finances for your family, even in the case of an untoward incident.

Presenting the Future Generali Lifetime Partner Plan, a Life Insurance Plan that provides a much needed protection to your family, along with a regular income for whole of your life, up to age 100. It also provides you potential upside on the income, through cash bonuses (if declared).

WHY GO FOR THE FUTURE GENERALI LIFETIME PARTNER PLAN?

Increasing Guaranteed Income

This plan provides an increasing guaranteed income, in addition to an annual cash bonus, if declared. The guaranteed income duration and amount depends upon the plan option chosen.

Choose from 2 Plan Options:

Option 1: Immediate Income - With this option, get a guaranteed income along with cash bonus, if declared, from the first year as defined below under the survival benefits section.

Option 2: Deferred Income - With this option, get a guaranteed income along with cash bonus, if declared, from premium payment term plus 3 years as defined below under the survival benefits section.

Enjoy whole - life cover

Get a whole - life cover till 100 years of age and secure your family's financial future against the uncertainties of life.

Flexibility to receive income

Choose among yearly, half-yearly, quarterly and monthly frequencies to receive income, as per your need.

Tax benefits

You may be eligible for tax benefits on the premium(s) you pay and benefit proceeds, according to the provisions of Income Tax laws. These benefits are subject to change as per the current tax laws. Please consult your Tax Advisor for more details.

HOW CAN YOU BUY THE FUTURE GENERALI LIFETIME PARTNER PLAN?

Step 1

Choose from the following two options that works the best for you:

Option 1: Immediate Income that starts paying a Guaranteed Income, along with Cash Bonus, if declared, from the first year

Option 2: Deferred Income that pays a Guaranteed Income, along with Cash Bonus, if declared, from your premium payment term plus 3 years.

The option has to be chosen at inception and cannot be changed during the term of the policy.

Step 2

Now that you have chosen your option, decide on the following:

1. The amount of Sum Assured
2. The duration of premium payment or the Premium Payment Term
3. The frequency at which you want to receive the regular income (Survival Benefit)

Step 3

Fill the Proposal Form (Application Form) and complete the documentation process.

Step 4

Finally, pay your premium amount and head towards a financially secure future. Premium will vary depending upon the Option chosen.

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