Policy.Online Insurance Brokers Pvt. Ltd. is a registered insurance broker. We have got the license from IRDA for direct business(Life & General) to sell direct insurance in 2019. IRDAI Insurance Brokers Registration No. 716 and Registration Code No. IRDA/DB786/19. And our license is valid till 09/06/2023.

Disclaimer

Policy.online has made all possible efforts in a bid to ensure that the information, premium rates, and policy benefits, etc. shown on the Website are correct. However, we rely on the insurance companies in providing accurate information for us to assess their products.

We provide plan comparison based on the information provided by the insurers so that you can assess the plan yourself, and make your own decision. Policy.online will not be responsible if there is any discrepancy in data shown on the Website.

Policy.online reserves the right to contact you via any medium, not limited to SMS, email, or phone call, to offer you any additional services that Policy.online would consider you eligible for, either as a customer or as a visitor. We have tried to maintain high standards in quality, clarity, and accuracy of the material posted on the portal. Employees, partners, and associated staff of Policy.Online, are not accountable for any loss, harm, or damage due to the usage of information from the portal. Customers are advised to use their discretion in such matters. The information provided on the portal is of financial, insurance, and legal nature. It is a mutual understanding that customers' association with the portal will be at the customer's preference and risk.

Termination of Use

You agree that Policy.online may, at its sole discretion, suspend or terminate your access to all or part of its website and Resources with or without notice and for any reason, including, without limitation, breach of this User Agreement.

Any suspected illegal, fraudulent, or abusive activity may be grounds for terminating your relationship and may be referred to appropriate law enforcement authorities.

Governing Law

This website is controlled by policy.Online Insurance BrokersPvt. Ltd. from our offices located in the state of Delhi, India.

It can be accessed by most countries around the world. As each country has laws that may differ from those of India, especially that of Delhi by accessing our website, you agree that the statutes and laws of Delhi, without regard to the conflict of laws and the United Nations Convention on the International Sales of Goods, will apply to all matters relating to the use of this website and the purchase of any products or services through this site.

Furthermore, any action to enforce this User Agreement shall be brought in the federal or state courts located in India, Delhi.

You hereby agree to personal jurisdiction by such courts and waive any jurisdictional, venue, or inconvenient forum objections to such courts.

Regulatory Information and Guidelines For Every Registered Account Holder and Visitor

Regarding the website usage as an individual and registering with Policy.online, you represent that you simply are of the majority to form a binding contract and aren't an individual barred from receiving services under the laws of India or other applicable jurisdiction.

You will only use the website to make legitimate purchases of insurance policies for you or for an additional person for whom you're legally authorized to act (and will inform such other persons about the TOU and/or Privacy Policy) that apply to the acquisition you've got made on their behalf (including all rules and restrictions applicable thereto).

You agree and understand that you simply are solely liable for maintaining the confidentiality of your password together with your Login ID (as could also be applied by the Service selected), allow you to access the Service. That Login ID and password, alongside any mobile number or other contact information you provide, form your ("Registration Information").

You agree that you simply are liable for maintaining the confidentiality of your Login ID and password, and for restricting access to your computer.

You comply with and accept responsibility for all activities that occur through your account or password. Due to this, we strongly recommend that you simply exit/log out from your account at the close of every session. You will notify the Company immediately of any unauthorized use of your account or the other breach of security. You further agree that Company shall not be responsible for any unauthorized use or access unless it's proved that the unauthorized use or access occurred solely thanks to reasons directly due to Company.

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