Bike Insurance

The difference between driving safe and driving secure
Your bike is your pride, a source of joy and your delightful getaway from the mundane life. Imagine if something untoward happens to your bike? Behind the wheels, you are a careful driver. However, your bike's safety is not only in your hands. With us, you choose not only a reliable partner but a fast and secure experience for your bike.

Benefits Of Buying Bike Insurance Online
Quick turnaround time & total reliability of service makes this product ideal for you

Instant Policy
Get policy instantly with cashless/direct settlements

Helpline
Customer service and claims registration with Helpline numbers

Renewal Reminder
Automated renewal reminder service

Accident Help
Get towing assistance (within city limits only) for accidents

Quick Surveys
Claims survey is quick

7 Days, All Done
Just 7 working days for claims finalisation

Bike Insurance Policy Features
Motor Add-ons
You can now opt from a range of comprehensive additional covers on payment of a nominal premium. Come discover how much we take care of you. Be safe. Be assured. Know More


Roadside Assistance
Stranded on the road or met with an accident? Why should such mishaps stop you? Our Roadside Assistance is at your service 24x7. Know More


Future Xpress & Xpress+
A simplified process to offer you a more personalised service at the same time smooth and speedy claims settlement.


Bonus and Discounts

1 No Claim Bonus
Did not make a claim during the policy period? When renewing the policy within 90 days of the expiry date, you will be offered a No Claim Bonus (NCB) with discounts up to 50%.


2 Transfer of NCB
You can transfer full benefits of No Claim Bonus when you shift your bike insurance policy to another Insurance company.


3 Voluntary Excess Discount
You have the choice of opting for a Voluntary Excess over and above the Compulsory Excess. This will entitle you to a discount according to the amount opted.



4 Automobile Association Membership
If you are a member of a recognized Automobile Association in India, get additional discounts.


5 Anti-theft Devices
If your bike has an ARAI approved anti-theft device fitted, get additional discounts.

Bike Insurance Coverages
Bike Damage
In the event of ordinary losses/damages to your bike, regardless of who is at fault and where the accident took place, a wide variety of cases, from broken windows to theft or destruction is covered.


Personal Accident Cover
A compulsory Personal Accident cover of Rs. 15 lakhs is available for individual owners of the bike while driving (Available only if the owner of the bike holds a valid driving license). You can also opt for a Personal Accident cover for passengers (Named or un-named) up to a maximum amount of Rs. 2 lakhs per person.

Third Party Liability
Any legal liability that you may incur due to the death of or bodily injury to a third party or damage to the property of a third party while using your bike, is covered. The policy also covers the legal expenses you might incur to defend this claim. This is a mandatory insurance coverage for your bike.


Additional Legal Liabilities
The following additional legal liabilities may also be opted for at an additional premium -

Paid driver/conductor/cleaner employed in operation of the bike. Employees travelling in/driving the bike other than paid driver. Non-fare paying passengers.