TWO WHEELER

What is a two wheeler insurance policy?

A two wheeler insurance policy protects your bike or scooter against any damages caused due to road accidents, natural disaster, and theft or loss. A bike insurance policy covers damages to your two wheeler and legal liability towards third party. With us, you can secure your bike at affordable rates.

Why should you buy a two wheeler insurance online from ICICI Lombard?
We facilitate easy claim settlement through robust claim support.

1 Instantly issues policy online.
Our simplified processes help you get two wheeler insurance policy instantly. Fill in the basic details of your bike or scooter, select the coverage options, choose your method of payment, and it's done

2 Facilitates instant two wheeler insurance renewal online
You can renew your bike insurance policy online without any inspection or extra charges. Enter your previous policy details and renew your plan instantly. An inspection may be required for a break-in renewal.

3 Offers no claim bonus
You can avail a No Claim Bonus (NCB) on your two wheeler insurance if you haven't made any claims or transferred your vehicle during the previous policy period. However, make sure you renew it within 90 days from its date of expiry. You can also transfer your NCB from the previous service provider to us.

4 Provides personal accident coverage
We offer personal accident cover for the registered owner-driver and the co-passengers under our two wheeler insurance policy. A cover of 15 lakh is provided to the owner-driver and an optional cover up to 2 lakh for co-passengers is available at an extra premium.

5 Covers accessories
ICICI Lombard provides cover for high-end electrical and non-electrical accessories (such as spoilers, music system, alloy wheels, etc.) of your two wheeler at a little extra premium.

6 Provides 24x7 claim assistance
We provide 24x7 claim assistance so that your claims are settled fast. You can reach us round the clock at 1800 2666.

What are the different types of two wheeler insurance policies?
Learn more about the different types of two wheeler policies in the market.

Two wheeler vehicle package policy
This two wheeler insurance plan protects the owner from the costs incurred in accidental damages to a third party and to own vehicle. It covers the damages caused by fire, theft, and natural disasters.

Two wheeler vehicle liability policy
This type of insurance policy covers the owner against legal liabilities arising out of an accident. Under this type of two wheeler insurance policy, if your bike causes injuries to a third party or damages surrounding property, then your insurer will take care of the expenses.

Stand-alone own-damage two wheeler insurance
Our stand-alone own-damage two wheeler insurance plan covers the damages to your bike or scooter caused by natural disasters like earthquake, flood, cyclone, landslide, etc. or man-made disasters like theft, burglary, riot, strike, etc.

What is covered by ICICI Lombard two wheeler insurance policy?
Learn about your two wheeler insurance policy coverage in one glance.

[ B]Inclusions Exclusions[/B]
Loss or damage to your two wheeler due to natural disasters

Fire, explosion, self-ignition or lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide. Loss or harm to your two wheeler against man-made disasters

Burglary, theft, riot, strike, malicious act, accident by external means, terrorist activity, any damage in transit by road, rail, inland waterway, lift, elevator or air.

Personal accident cover
15 lakh cover for the registered owner-driver of the bike or scooter while travelling in, getting on or off the two wheeler. You can also buy optional personal accident cover for co-passengers by paying extra premium.

Third party legal liability
Protection against legal liability due to accidental damages resulting in the injury or death of a person, and damage caused to the surrounding property.

ICICI Lombard two wheeler insurance plan add-on benefits
Choose from a wide range of add-ons when buying ICICI Lombard two wheeler insurance plan online.

Roadside assistance cover
There can't be a better way to stay prepared for an untimely breakdown or an accident in the middle of nowhere than with our roadside assistance cover. When your bike or scooter breaks down or meets with an accident, the roadside assistance add-on can cover you for battery jump-start, towing facility, flat tyre or minor repairs assistance, hotel stay or even a cab ride.

Zero depreciation cover
You might know that at the time of settling your claim for damages to your two wheeler, the insurance company deducts the depreciation value on your bike or scooter's parts. But, if you have opted for this add-on you'll get a higher claim amount because it brings down the depreciation to zero.