Group Personal Accident Insurance Policy

This is Your Group Personal Accident Insurance Policy, which has been issued by Us, relying on the Information disclosed by You in Your Proposal for this Policy or its preceding Policy/Policies of which this is a Renewal. The terms set out in this Policy and its Schedule will be the basis for any claim or benefit under this Policy.

Coverage
Your coverage(s) are mentioned in the Policy Schedule. We will provide the coverage as detailed below for an event that occurs during the Policy Period. Each coverage is subject to terms, conditions and exclusions of this Policy and upto the Sum Insured specified in the Policy Schedule/ Certificate of Insurance. However, in any case, We will not pay in aggregate more than 100% of the Sum Insured stated in the Policy Schedule / Certificate of Insurance unless specifically mentioned in the respective covers.