Group Critical Illness Insurance Policy Navi General

This is Your Group Critical Illness Insurance Policy, which has been issued by Us, relying on the Information disclosed by You in Your Proposal for this Policy or its preceding Policy/Policies of which this is a Renewal. The terms set out in this Policy and its Schedule will be the basis for any claim or benefit under this Policy.

SCOPE OF COVER

SECTION A

CRITICAL ILLNESS
We will pay the Sum Insured as stated in the Policy Schedule/ Certificate of Insurance if the Insured Person is diagnosed to be suffering from a specified Critical Illness and all the following conditions are satisfied subject to other provisions, terms & conditions and limitations of the Policy.

(a) The Insured Person is diagnosed with a Critical Illness specifically listed and defined in this Policy; and

(b) Such Critical Illness occurs or manifests itself as a first incidence; and

(d) Such Critical Illness manifests after number of days specified in the Policy Schedule as waiting period from inception of first Policy / Certificate of insurance with Us; and

(e) The Insured Person survives such Critical illness by number of days specified in the Policy Schedule as survival period or more, from the date of diagnosis/date of undergoing the Surgical Procedure.