Overseas Travel Insurance

Wherever you go, we keep you protected

Wherever you go, we keep you protected. Our Travel Insurance plans takes care of any contingencies that might arise during your journey; like sudden illness, misplaced passport, lost luggage etc. So travel the world. Leave the worries to us.

Eligibility
Entry Age
Adults
18 years - 70 years for Individual & Multi-trip policies
18 years - 65 years for Asia Travel family floater plan only

Children
6 months to 25 years

Senior Citizens
71 years - 80 years

Pre Acceptance Medical Tests
Age - up to 70 years
Medical tests waived if there is no adverse health declaration on the proposal form.

Age- between 71& 80 years
Medical tests required (For Worldwide Travel Select no medical test is required subject to clean proposal form)

Medical Report Validity
30 days from the day tests were conducted

What's Covered
Coverage of Medical Expenses
This plan takes care of your medical expenses due to accident and sickness while traveling.

Baggage Delay and Baggage Loss
Payment up to a specified maximum limit is given in case of loss of baggage. Also compensation for reasonable expenses incurred for emergency personal purchase due to delay in arrival of checked in baggage, whilst overseas.

Loss of Passport
Compensation for reasonable expenses incurred in obtaining a duplicate passport overseas.

Personal Accident
Worldwide coverage against accidental death and permanent total disablement while you are anywhere in the world.

Top reasons why this plan is ideal for you


1 Global Protection
Complete protection when abroad with 24x7 toll - free assistance


2 Comprehensive Coverage
Coverage for medical expenses, baggage delay/loss, loss of passport and more.


3 Customised Plans
Specially designed plans for travel to Asian countries (excluding Korea and Japan) and European Countries on Schengen Visa.


4 Floater Benefits
We provide you floater benefits which means you can cover yourself and your family with a single sum insured - applicable only for Asia and Schengen travels.


5 Benefits for senior citizens
Specially designed plan for senior citizens (i.e. 71-80 years of age).


6 Worldwide Assistance
Worldwide Service Provider and Hospital Network.


24X7 Assistance[B]
24X7 toll-free assistance when abroad.

[B]Exclusions of this plan
Pre-existing Diseases & Complications
Policy does not cover pre-existing diseases & complications arising from them.

Routine Physical or Other Examination
Routine physical or other examination where there are no objective indication of impairment of normal health and medical expenses beyond the expiry of the policy period.

Self Inflicted Injury or Illness
Suicide, attempt to suicide or wilfully self inflicted injury or illness, mental disorder, anxiety, stress or depression, venereal disease.

Alcoholism, drunkenness, abuse of drugs, HIV, AIDS.
Pregnancy or Related Complications
Pregnancy, resulting childbirth, miscarriage, abortion or complication arising out of any of the foregoing.

Loss or Damage to the Insured's Passport
Loss or damage to the insured's passport as a result of the confiscation or detention by customs, police or any other authority.

Loss Not Reported & War Like Actions
Loss which is not reported to the appropriate police authority within 24hrs of the discovery of loss are also not covered. War or war like actions.