Broad Form Liability

Key Feature

Covers a broad category of people and entities as Insureds under the Policy.
Covers legal liability to pay compensation for personal injury, property damage and advertising liability.
Broad definitions of personal injury, insured's products, products liability and advertising liability.
Covers property damage including any loss of use of property.
Covers liability for property damage to any property temporarily in the Insured's physical or legal control.

Coverage

The cover provided is comprehensive broad form liability coverage for business enterprises.
Provides comprehensive protection against legal liability arising out of Personal Injury, Property Damage & Advertising Injury in connection with the Insured's business. It is an Occurrence Based cover & also extends a Duty to defend coverage.

EXTENSIONS AVAILABLE:
Certain extensions can be opted for by payment of additional premium.

PUBLIC LIABILITY:
Pollution Full Cover
Care Custody and Control
Driving Risk
Punitive and Exemplary

PRODUCT LIABILITY:
Product Errors & Omissions
Product Recall expenses
Pollution Full Cover

Exclusion
Please note that this Policy excludes, amongst other things, loss, damage, destruction, death, injury, illness, liability, cost or expense caused by:

Advertising Injury
Aircraft, Hovercraft
Asbestos
Contractual Liability
Criminal, Fraudulent, Malicious, Willful or Dishonest Acts
Electronic Data
Employers Liability
Faulty Workmanship
Fines, Penalties, Punitive, Exemplary or Aggravated Damages
Insured Property
Libel and Slander
Liquidated Damages
Loss of Use
Pollution
Products Defects
Products Guarantee
Products Recall
Professional Liability
Property in the Physical or Legal Control
Radioactive Contamination
Terrorism
Vehicles
War