Gramin Samriddhi Bima

Key Feature

A comprehensive package product that provides protection and peace of mind against a number of perils without the need to take several policies.
With Gramin Samriddhi Bima, you can insure the building, content and agricultural items, animal cart, pedal cycle and more.
Personal accident cover for insured and family members

Coverage

Gramin Samriddhi Bima Covers:

Standard Fire and Special perils Insurance - a) building, b) contents and agricultural items
Burglary and House Breaking and Theft - contents and agricultural items
Animal Driven Cart - loss or damage to cart, of an animal and liability to third parties
Personal Accident - provides accidental death cover to insured and family
Television and Set Top Box - provided coverage against loss or damage to tv & set top box and legal liability to third parties
Agricultural Tractors/Power Tillers/Harvesters - provides own damage cover to vehicle, third party cover and personal accident cover to owner driver
Agricultural Pump set - covers loss or damage to agricultural pumpset
Pedal Cycle - loss or damage to pedal cycle and third party liability

Exclusions

Loss or damage caused by depreciation or wear and tear
Consequential loss of any kind of description
Consequences of war, invasion, act of foreign enemy, hostilities (whether war be declared or not) civil war, rebellion, revolution, insurrection, military or usurped power or civil commotion or loot or pillage in connection therewith
Loss or damage directly or indirectly caused by or arising from or in consequence of or contributed to by nuclear weapons material
Ionizing radiations or contamination by radioactivity from any nuclear fuel or from any nuclear waste from the combustion of nuclear fuel