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Arogya Sanjeevani Policy, SBI General Insurance Company Limited provides financial protection against medical costs due to hospitalisation.
Key Feature
This policy covers the following benefits:
No medical check-up up to the age of 45 years
AYUSH coverage
Family Floater: one plan, full family
Road Ambulance Cover
Cumulative Bonus: 5% of SI for each claim-free year, up to 50%
Coverage from Rs 100,000 to Rs 500,000.
Life-long renewability
Tax Deduction: Under Sec 80D
Coverage
Arogya Sanjeevani Health Insurance Policy covers the following subject to terms and conditions:
Your hospital room rent, boarding expenses and doctor fees
Nursing expenses, Operation theatre and ICU charges
Medicines that you consume during the hospital stay
Road Ambulance Charges
Pre and Post hospitalization expenses up to 30 and 60 days respectively
AYUSH Treatment
Exclusion
Pre-existing diseases from inception of the policy up to 4 years of this policy being in force continuously
Treatment taken outside India
Admission primarily for investigation & evaluation
Admission primarily for rest cure, rehabilitation and respite care
Expenses related to surgical treatment of obesity that do not fulfill certain conditions
Change-of-Gender treatments
Expenses for cosmetic surgery
Expenses related to treatments resulting from hazardous or adventure sports
Maternity Expenses
Covered
Your hospital room rent, boarding expenses and doctor fees
Covered
5% of SI for each claim-free year, up to 50%
Not Covered
Pre-existing diseases from inception of the policy up to 4 years of this policy being in force continuously
Covered
Family Floater: one plan, full family
Covered
Road Ambulance Cover
Covered
AYUSH coverage
Covered
Pre hospitalization expenses up to 30 days
Covered
Post hospitalization expenses up to 60 days
