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This policy provides a cover against loss of life due to accident to your family. This policy can be bought by any permanent indian resident who have an account in SBI and Its associated banks.
Key Feature
SBI General's Group Personal Accident Insurance Policy covers:
Loss of Life due to Accident
The Group Personal Accident Insurance Policy can be bought by any permanent Indian resident having Savings Bank Account/Individual Current Account holders, if opted with State Bank of India or any of its associate banks and aged between 18 years to 65 Years.
Coverage
The Policy covers death due to accident only.
General Exclusion
Some of the major exclusions are:
Suicide & Self Inflicted Injury
HIV, AIDS
Persons enrolled in any branch of police, paramilitary, military & armed forces of any Country, whether in peace or war.
Accidents under influence of Alcohol, Drugs, or other Intoxicants
Participation in Riot, Felony, Crime or Civil Commotion
Learning or operating any Aircraft.
War, Civil War, Invasion, Insurrection, Revolution, Act of Foreign Enemy etc.,
Nuclear Damage
Adventure & Dangerous sports
Child Birth & Pregnancy
Wilful Participation in Illegal act or any Violation or attempted violation of the Law or Resistance to arrest.
For further list of exclusions please refer to the Policy Wording
Sum Insured
Sum Insured Premium payable including Service Tax as applicable
Rs. 2,00,000 Rs. 100
Rs. 4,00,000 Rs. 200
Rs. 10,00,000 Rs. 500
Rs. 20,00,000 Rs. 1000
Our liability under the Policy will not be more than 100% of the Sum Insured as shown in the Certificate of Insurance
