Burglary Insurance Policy

Key Feature

Sum insured limits applicable to property types
Theft cover following forcible entry to premises
Also includes as standard cover - circumstances when there is no forcible entry, but the theft results from a person who is feloniously concealed on the premises, commits the theft and then exits the premises, and there is evidence of forcible or violent exit.
Also includes as standard cover - theft consequent upon threat of immediate violence or violent intimidation.

Coverage

A series of automatically provided additional benefits will be included within standard policy coverage
Clothing and personal effects damaged / stolen in a burglary
Automatic reinstatement of the sum insured to the originally selected level, following a loss upon payment of the appropriate pro-rate additional premium once during any one period of insurance
Damage to safe and or strong room up to a specific limit
Lump sum benefit for death or injury resulting during the theft

Exclusion

We would like you to familiarized with some of the major exclusions under Policy. This will ensure you are not put to any kind of inconvenience while making your claim. At SBI General, we endeavor to make our Policy as transparent as possible.
War, invasion, act of foreign enemy etc.
Confiscation, nationalization etc. by government authority
Consequential loss of any type.
Riots strikes civil commotion etc.
Nuclear activity, weapons, waste etc.
Destruction damage or loss caused by the insured, or anyone acting on their behalf, or any member of their family or in their employment
Shortages from clerical or accounting errors
Destruction damage or loss if the premises have been unoccupied for longer than 14 continuous days