Sign-in / Sign-up
Long Term Home Insurance plan provides coverage to only the structure of the house against any fire & related perils, including manmade and natural calamities.
Key Features
Coverage for a wide range of perils
Tenure: Up to 30 years
Coverage
Our long term home insurance plan covers:
Loss or damage to the home due to fire and other perils, such as:
Fire
Lightning
Explosion / Implosion (excluding boilers, economizers, pressure vessels)
Aircraft crashes
Riot, strike and malicious damage
Storm, cyclone, typhoon, tempest, hurricane, tornado, flood and inundation
Impact damage
Subsidence and landslide
Bursting and overflowing water tanks or pipes
Missile testing operations
Leakage from automatic sprinklers
Bush fires
Earthquake (Fire and Shock)
Terrorism, if you pay a little extra.
Major Exclusion
Loss or damage to the home owing to gross or willful negligence
Destruction/damage by own fermentation, natural heating or spontaneous combustion
Forest fires
War and nuclear perils
Theft during/after operation of the peril
Pollution and contamination
Volcanic eruption or other natural disasters
Burning of property by Public Authority
