SBI GI
Health Insurance Plans
Comprehensive Health Insurance Plans

Hospital Daily Cash Insurance Policy

A daily hospital cash plan provides a lump sum amount in case of hospitalization and this amount can be used as per the liberty of the insured.

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Key Features

Daily cash benefit: From Rs.2,000 to Rs 4,000 per day
Convalescence Expenses: Up to Rs.5000
Age of entry: 18 to 65 years.
4 Plan Options: Daily Benefit Amount
IT Exemption: Under Sec 80 D

Coverage

This health insurance plan covers you in case of:

Accidental injury or sickness resulting in hospitalization during the policy period
The maximum benefit payable is 30 to 60 days within the policy period

Major Exclusion

We will not pay expenses in the following cases-

Pre existing diseases from inception of the policy up to 4 years of this Policy being in force continuously.
Treatment of illnesses such as Ulcers, Tonsillectomy, Hernia, Cataract, Sinusitis, Gall Bladder Stones, Chronic Renal Failure during the first year of operation of the policy.
Treatment taken outside India
Outpatient treatment
Stay in a hospital without undertaking any active regular treatment by the medical practitioner
Experimental and unproven treatment.
Deductible equal to first 24 hours hospitalization benefit will be charged on every hospitalization

Plan Option

Our Hospital Daily Cash Insurance Policy offers two coverage options:

30 days coverage
60 days coverage
Daily benefits ranging from Rs. 500 to Rs. 2,000.

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