Act Only Insurance Policy

Key Feature

Addons

This Policy protects against legal liability arising out of the use of the vehicle, towards third parties arising on bodily injury to / on death of a person and any damage caused to third party property.

For an additional premium, provides the following

1.Personal Accident Cover

2.Additional Legal Liabilities for Paid driver/conductor/cleaner , employees and non-fare paying passengers

3.Bifuel kit


Coverage

This policy is designed to cover the compulsory Third Party Liability as required by Motor Vehicles Act for all types of motor vehicles registered in India.

This Policy protects against legal liability arising out of the use of the vehicle, towards third parties arising on bodily injury to / on death of a person and any damage caused to third party property

Additional covers at extra cost

1.Personal accident cover: of Rs. 1 lakh in case of two-wheelers and Rs. 2 lakhs for other class of vehicles for individual owner/s* of the vehicle/s while driving. This benefit is however, not available for a Company owned vehicle.

Personal Accident cover: of Rs. 1 lakh per person, in case of two-wheelers and Rs 2 lakhs per person for other class of vehicles, is also available for the occupant/s of the vehicle/s.

2. Additional Legal liabilities for:

Paid driver/conductor/cleaner employed in operation of vehicle.

Employees travelling in/driving the vehicle other than paid driver.

Non-fare paying passengers

3.Bifuel-Kit

Any Legal Liability arising out of the use of CNG-LPG bifuel kit