Private Car Insurance

This Policy covers Third Party Liability as mandated by the Motor Vehicles Act. It also protects you in cases of loss or damage to the Vehicle itself as well as Personal Accident

Brochure

Wordings

Key Features

Compulsory Third Party Liability with personal accident
Multiple covers with additional premiums:
NCB
Key Replacement
Bi-fuel Kit
Loss of Belongings
Legal liability for paid driver and employees
Nil Depreciation
Return to Invoice

Coverage

We offer motor insurance cover for private cars in the following cases:
Compulsory Third Party Liability in case of injury/death of the person, or any damage caused to the property of the third party
Loss or damage to your car due to:
Fire
Self-ignition
Accidental damage
Explosion
Your car is covered against natural disasters like lightning, earthquake, hurricanes, cyclones, landslides, etc.
Personal accident cover up to Rs 15 lakh for individual owners while driving. Passengers can also get coverage up to Rs 2 lakh per person.

Coverage for CNG/LPG bi-fuel kit.

Major Exclusion

We do not offer coverage for damage, theft or loss due to incidents related to the war, invasion, foreign enemy acts, mutiny, rebellion, etc. Any claims made must be proved to be an act not related to any of these conditions.
Driving without a valid license.
Driving under the influence of drugs and alcohol