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Corona Kavach Policy to help you avail the best medical treatment during the time of the COVID-19 pandemic.This policy offers several coverage benefits on both family floater and an individual basis.
Key Feature
No medical check-up across all age bands
Room rent and ICU charges paid at actuals
Home Care Expenses Cover up to 14 days
Newborn cover from day 1
Tax Exemption under Sec 80D
Coverage
This policy covers the following subject to the terms and conditions:
Your hospital room rent, boarding expenses and doctor fees
Nursing expenses, Operation theatre and ICU charges
Medicines that you consume during the hospital stay
Road Ambulance Charges
Pre- and Post-hospitalization expenses up to 15 and 30 days respectively
Add-on: Hospital Daily Cash 0.5% of sum insured per day for every completed 24 hours of hospitalization for treatment of Covid-19 on positive diagnosis of disease. Maximum 15 days
Major Exclusion
Expenses related to any admission primarily for diagnostics and evaluation purposes. Any diagnostic expenses which are not related or not incidental to the current diagnosis and treatment
Diagnosis/ treatment outside the geographical limits of India
Any claim in relation to Covid-19 where it has been diagnosed prior to policy start date
Testing done at a diagnostic center which is not authorized by the Government shall not be recognized under this policy
All covers under this policy shall cease if the insured person travels to any country placed under travel restriction by the Government of India
Rest cure, rehabilitation and respite care.
