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Our Accident Insurance offers global cover of up to Rs.75 Lakhs, protecting families from financial instability in case of disability or death of loved one due to accident.
About Individual Personal Accident Policy(Accidental Death & Disablement only)
Our Accident Insurance offers global cover of up to Rs.75 Lakhs, protecting families from financial instability in case of disability or death of loved one due to accident.
Global Cover in accident insurance
Global cover up to Rs. 75 Lakhs
Global cover up to Rs.75 Lakhs, protecting families from financial instability incase of disability or death of loved one due to accident.
Discount in accident insurance
Discount of up to 10%
Discount of up to 10% on insuring 3 or more family members
Disablement Coverage for every claim free year
Death & Disability coverage will be increased by 5%, up to a maximum of 25%, for every claim free year.
In a claim free-year, if the Policy is renewed without any breaks, the benefit under Death and Permanent Total Disablement coverage will be increased by 5%, up to a maximum of 25%.
Who can be Covered?
Persons between the age group of 5 - 65 years can be covered under this policy.
Coverage of Self is mandatory.
Coverage is available for self, spouse and dependent children.
Key Benefits
Royal Sundaram's Individual Personal Accident Policy (Accidental Death & Disablement only) offers global Personal Accident cover and value-added services.
Instant Accident policy without Medical Test
Instant Policy, No Medical Test.
24x7 worldwide cover
Accident Cover Offer up to Rs. 10 lakhs
Offer up to Rs. 10 Lakhs cover without income proof.
Renew policy anytime, anywhere with Insta Renew.
Dedicated Customer Services Helpline. Online Chat Facility to chat online information. Policy cover available for 1 year. Instant coverage, within 5 minutes. Single policy to cover entire family.
[B]Coverages
Claim Settlement under Accident Insurance
Accidental Death
In the unfortunate event of death of the insured person, the entire Sum Insured will be paid to the Insured person's nominee.
Permanent Total Disablement in Accident Insurance
In the unfortunate event of permanent total disability of the insured person, the entire Sum Insured will be paid to the Insured person.
Permanent Partial Disablement under Accident Insurance
In the unfortunate event of permanent partial disability of the insured person, a certain percentage of the Sum Insured will be paid to the Insured person.
Temporary Total Disablement under Accident Insurance
Weekly Benefit for accidents resulting in home confinement up to 104 weeks
