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Home Building Insurance offers you cover for your residential home and shelters you from unforeseen expenses due to natural and manmade damage.
About Building Insurance
Building shall mean Flat or Apartment used for Residential purpose owned by the Insured located in a multi storied Building and also Independent building used for residential purposes which is not of Kutcha Construction. The Building shall include the superstructure including doors , windows, electrical and plumbing works. It does not include any fixtures and fittings and other interiors.
Plans & Premium
This building insurance comes to you at customized plan options to suit your unique requirements. You can choose from the below plans, which best matches your sum insured requirement.
Key Benefits
1.Lower Rates
2.Separate lower rate for emerging affordable housing segment under 3.Bronze Plan. ( 0.40 per mile rate for a SI up to Rs 15 lakhs)
4.Discounts For Long Term Policies
5.Discounts for long term policies
6.Option to opt for Escalation Benefit (10% of increase in Sum Insured each year) OR Tenure Discount (10% to 50%) for long term policies.
Tenure
Tenure from 1 to 20 years
Addons
Terrorism available as a add on cover if the tenure opted is for 1 year
Covers
Cover for loss due to burglary
