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Family Plus is a unique health insurance plan which provides the most comprehensive health coverage to large families at an affordable price.
About Family Plus
A Health Insurance Plan for Large Families
Family Plus is a unique health insurance plan which provides the most comprehensive health coverage to large families at an affordable price. Family Plus is a Family Floater Plan which is designed especially for large families and it covers up to 19 relationships. Family Plus is a health insurance cover which is simple to buy and easy to understand. The product offers a unique benefit where each insured member of the family will have an individual sum insured apart from a floater sum insured and reload benefit which any of the family member can consume in case of a major illness. This ensures you are adequately covered at all times. It comes with rich no claim bonus which also helps make your insurance inflation proof by adding 20% additional sum insured for each claim free year.
Family Plus will have an individual base sum insured and a common floater sum insured in the same policy.
The customer has to choose one individual sum insured and one floater sum insured from the below available options. The base sum insured has to be the same for all members.
Key Benefits
Royal Sundaram offers affordable medical insurance plans with a wide range of benefits to take care of you and your family.
No Room Rent Capping
Coverage for 19 Different Relations in Same Policy
Lifeline Coverage
Maternity Benefit with Nutritional Allowance Benefit
Maternity Benefit with Notional Allowance Benefit Easy to Keep Records
Individual + Floater Sum Insured
A unique combination of Individual + Floater Sum Insured in the same policy.
Reload Sum Insured
Reload Benefit doubles your Base Sum Insured at No Extra Cost
No Claim Bonus
Double the Base Sum Insured in 5 Claim-Free years with our accelerated No-Claim Bonus
Age Eligibility
There is No Restriction on Maximum Entry Age
Who Can Be Covered ?
Any person who is more than 18 years of age can be the proposer of the plan.
1.Children above the age of 91 days can be covered.
2.Adults can be covered from 18 years onwards.
3.There is no restriction on maximum entry age.
4.Minimum of 2 members need to be covered in a policy. There is no restriction on the maximum number.
5.The below given relations can be offered cover in the policy.
6.Spouse as long as he or she continues to be married to you, Son, Daughter-in-law, Daughter, Father, Mother, Father-in-law as long as your spouse continues to be married to you, Mother-in-law as long as your spouse continues to be married to you, Grand father, Grand mother, Grand son, Grand daughter, Son-in-law, Brother, Sister, Sister-in-law, Brother-in-law, Nephew and Niece.
Coverage Details
These coverages are designed to enhance the level of family health protection offered in the basic cover.
up to the sum insured amount.
All day-care procedures up to the sum insured amount.
60 and 90 days, respectively.
post-hospitalization expenses repayment up to the amount of sum insured for 60 and 90 days, respectively.
60 and 90 days, respectively.
pre-hospitalization expenses repayment up to the amount of sum insured for 60 and 90 days, respectively.
up to 2 deliveries
Maternity Benefit cover for up to 2 deliveries if 2 adults are covered under the same family floater policy including New Born Baby Cover and Vaccination for New Born in first year
provide various preventive wellness related services
Wellness -We will provide various preventive wellness related services that will help you to assess your health status and aid in improving your overall wellbeing. These services include health related articles on your registered email Id, doctor on email chat.
up to Rs. 4,000
Ambulance cover of up to Rs. 4,000, for per event of hospitalization for every insured member
up to Rs. 1 lac.
Emergency domestic evacuation cover of up to Rs. 1 lac.
more than 18 years old, irrespective of claim
annual health check-ups for every member more than 18 years old, irrespective of claim.
starts from 20% of the base sum insured
No-claim bonus (NCB) starts from 20% of the base sum insured and extends up to 100%. No reduction in NCB, even when a claim is filed during a particular year.
100% Re-load of the base sum insured
100% Re-load of the base sum insured in case the total sum insured and NCB is completely exhausted.
up to the sum insured amount.
Domiciliary hospitalization expenses covered up to the sum insured amount.
provide various preventive healthcare related services
Health- We will provide various preventive healthcare related services that will help you to assess your health status and aid in improving your overall wellbeing. These services include health related articles on your registered email Id, doctor on email chat.
