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Lifeline is a holistic indemnity plan that covers the health insurance needs of you and your family.
About Lifeline Individual and Family Health Insurance Plan
Lifeline is a holistic indemnity plan from Royal Sundaram that covers the health insurance needs of you and your family.
Any individual above 18 years of age can purchase Lifeline. Lifeline is offered as an Individual plan and as a Family Floater plan for yourself, your spouse and children.
Who Can Be Covered ?
Any person who is more than 18 years of age can be the proposer of the plan.
Policy will cover the applicant, spouse and up to four dependent children aged between 91 days and 25 years.
There is no restriction on maximum entry age.
Key Benefits of Lifeline Plans
Royal Sundaram offers affordable medical insurance plans with a wide range of benefits to take care of you and your family.
Sum Insured in Health Insurance
Reload Sum Insured
100% Reload of Sum Insured at no extra cost
No Room Rent Capping Under Mediclaim Policy
No Room Rent Capping or Disease Specific Limits
Double Your Sum Insured with NCB
Double Your Sum Insured in 5 claim free years with No Claim Bonus
This Health Insurance covers Ayush treatment & vaccination for animal bite
Coverages
Covers Ayush Treatment as well as vaccination in case of Animal Bite
Policy Terms and Conditions
We request you to carefully read and understand the Terms and Conditions, before you buy the Policy. All claims are processed strictly according to it. Please speak or chat with our Customer Support Team, if you need any clarification.
Lifeline Health Insurance Plan Comparison
These coverages are designed to enhance the level of protection offered in the basic cover.
Coverages
Lifeline comes with very useful features to cater to the different needs of our customers. Please find below the different features and benefits available under the Classic, Supreme and Elite plans.
Lifeline Classic
Lifeline Supreme / Supreme Plus
Covered
If you are a globe trotter and looking for a Health Insurance Plan which provides best coverage in India as well as Abroad, then Lifeline Elite is the plan for you. Any individual above 18 years of age can purchase Lifeline.
Individual plan and as a Family Floater plan for self, spouse and children.
Cover Options: In an effort to give you the best of current day medical and healthcare facilities, Royal Sundaram has launched the Lifeline Elite Health Insurance Plan which offers comprehensive health cover with Sum Insured options of Rs.25 lacs, Rs.30 lacs, Rs.50 lacs, Rs.1 crore and Rs.1.5 crores. In addition to high Sum Insured options, Lifeline Elite comes with a wide range of medical benefits covering critical illnesses, international treatment, maternity expenses (covers up to 2 deliveries if both husband and wife are covered under the same family floater policy), severe medical conditions and accidents.
Key Benefits:
The Lifeline Elite Plan is a holistic health insurance plan that offers extensive health cover along with an assortment of medical care benefits. Such comprehensive health cover ensures that you and your loved ones receive a wide range of exclusive health benefits.
all types of day care procedures up to the sum insured
Coverage for all types of day care procedures up to the sum insured. International treatment of 11 specified critical illnesses including return airfare up to Rs.3 lacs. Base cover is excluding US and Canada, however you can opt to include US and Canada at the inception of first policy
60 days and 180 days
post-hospitalization expenses repayment up to sum insured for 60 days and 180 days, respectively
60 days and 180 days
pre-hospitalization expenses repayment up to sum insured for 60 days and 180 days, respectively
up to Rs.10,000
Emergency Ambulance Cover of up to Rs.10,000.
up to Rs.3 lacs
Emergency domestic evacuation cover of up to Rs.3 lacs.
up to 50% of Sum Insured
Worldwide Emergency Hospitalization up to 50% of Sum Insured limited up to Rs.20 lacs. Base cover is excluding US and Canada, however you can opt to include US and Canada at the inception of first policy. Deductible of $1000 per claim is applicable.
starts from 20%
No-claim bonus (NCB) starts from 20% of the sum insured and extends up to 100% of the total sum insured. NCB is not deducted, even when a claim is filed during a particular year.
up to 2 deliveries
Maternity Benefit cover for up to 2 deliveries if both husband and wife are covered under the same family floater policy including New Born Baby Cover and Vaccination for New Born in first year
up to the amount of sum insured
Domiciliary hospitalization expenses reimbursed up to the amount of sum insured.
Annual Health Checkups
Annual Health Checkups
