All Risks Policy

About the Policy
The policy aims at providing complete coverage to your commercial property in terms of loss, damage and other untoward events.

It is designed to offer a comprehensive cover that secures your business from physical damage and allows for businesses to run smoothly.

Important details

Features
Damage caused to commercial property due to fire, riot & strike.
Coverage against assets lost and damaged due to burglary, housebreaking, larceny or theft.

Accidental loss or damage of commercial property.

Additional covers include mechanical, electrical breakdown and worldwide coverage.

Exclusions
Damage caused by any process of cleaning, dyeing / bleaching, restoring, repairing or renovation or deterioration arising from wear or any other gradually operating cause such as heating, drying etc.

Loss or damage caused by any defects existing at the time of commencement of the present insurance.

Loss or damage for which the manufacturer or supplier is responsible.

Loss of or damage to rented or hired property for which the owner is responsible.

Loss or damage to money, securities, manuscripts, deeds, bonds, bills of exchange, promissory etc. War and war like operations, terrorism and nuclear risks.

Deductible consequential loss or legal liability of any kind.