Raheja QBE General Insurance Co. Ltd.
Corona Virus Health Insurance Plans
Corona Virus Health Insurance

Corona Kavach Policy

The ongoing global battle with the COVID-19 pandemic has created an uncertainty and in such trying times securing your health and taking the right precautions is of more importance than ever.

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About the Policy :
The ongoing global battle with the COVID-19 pandemic has created an uncertainty and in such trying times securing your health and taking the right precautions is of more importance than ever.

Raheja QBE is there for you and assures to stand with you during these unprecedented times. Our Corona Kavach Policy offers hospitalization coverage against corona virus disease from Rs. 50,000 to Rs. 5 lakhs. This coverage is available on individual and on family floater sum insured basis.

Features :
Coverage from Rs.50,000 to Rs.5 Lakhs.

Corona virus disease inpatient hospitalization.

Pre and post hospitalization.

AYUSH treatment.

Hospital daily cash (add-on cover).

Home care treatment expenses.

Policy coverage available for duration of 3.5 month, 6.5 month and 9.5 month.

Exclusions :
Investigation & evaluation.

Rest cure, rehabilitation and respite care.

Breach of law.

Diagnosis treatment outside the geographical limits of India.

Unproven treatments.

Any claim in relation to covid where it has been diagnosed prior to policy start date.

Any expenses incurred on day care treatment and OPD treatment.

Testing done at a diagnostic center which is not authorized by the government shall not be recognized under this policy.

Product Features

Domiciliary Hospitalization

Available

The Company shall indemnify costs of treatment incurred by the Insured person on availing treatment at home for Covid on Positive diagnosis of Covid in a government authorized diagnostic centre maximum up to 14 days per incident , which in the normal course would require care and treatment at a hospital but is actually taken while confined at home subject to policy terms and conditions.

Post-Hospitalization

30 days

For 30 days from the date of discharge from the hospital/completion of home care treatment

Pre-Hospitalization

15 days

For 15 days prior to the date of hospitalization/home care treatment

Alternate Treatment

Covered upto sum insured during the Policy period

Medical Expenses incurred for Inpatient Care treatment for Covid under Ayurveda, Yoga and Naturopathy, Unani, Siddha and Homeopathy systems of medicines shall be covered upto sum insured during the Policy period as specified in the policy schedule

Existing Illness Waiting Period

First Fifteen Days Waiting Period

Expenses related to the treatment of Covid within 15 days from the policy commencement date shall be excluded

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