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The Hospital Daily Cash plan offered by Raheja QBE applies this idea by providing the ease of daily cash benefits to the insured and to their aid.
About the Policy :
At Raheja QBE we believe in going above and beyond our services to create a positive experience for our customers. The Hospital Daily Cash plan offered by Raheja QBE applies this idea by providing the ease of daily cash benefits to the insured and to their aid.
What is covered?
Sickness Hospitalization Cash
1. A daily cash benefit will be paid in the case of hospitalization due to sickness.
2. The daily cash benefit is given twice the daily limit to the insured if he is admitted in the ICU.
This benefit is extended for maximum for 7 Days and maximum for 15 days per policy period.
Accidental Hospital Cash
The daily cash benefit is given twice the daily limit to the insured if he is admitted in the ICU due to an accident.
This benefit is extended for maximum for 7 Days and maximum for 15 days per policy period.
Accidental Death
In case of accidental death the daily benefit limit is increased to ten times with a maximum up to Rs.10,000. This benefit is over and above the base benefit.
Day Care Procedure Cash
In the case of a Daycare, the daily benefit limit is increased to three times with a maximum up to Rs.5000. This benefit can be availed twice in a Policy Year.
Features :
Convalescence Benefit
This benefit is offered three times of daily limit for the number of days not exceeding 10 consecutive days of hospitalization to a maximum up to Rs. 10,000. This can be availed only once in a policy period.
This benefit is over and above the base benefit.
International Emergency Benefit
10 Times of daily benefit Sum Insured, maximum up to Rs. 25,000.
Time Deductible
The customers are given the option to select Zero Day, 1 Day or 2 Days of Time deductibles.
The opted deductible shall apply on each and every admissible claim.
Exclusions :
Pre-Existing Diseases.
Specific Waiting Period.
First Thirty Days Waiting Period.
Investigation & Evaluation.
Rest Cure, rehabilitation and respite care.
Obesity/Weight Control.
Change-of-Gender treatments.
Cosmetic or plastic Surgery.
Hazardous or Adventure sports.
Breach of law.
Covered limit is increased to three times with a maximum up to Rs.5000
the case of a Daycare, the daily benefit limit is increased to three times with a maximum up to Rs.5000. This benefit can be availed twice in a Policy Year.
10 Times of daily benefit Sum Insured
10 Times of daily benefit Sum Insured, maximum upto Rs. 25,000
