Schengen Travel Insurance

Standing in a queue for Schengen Visa? You won't be issued the same without a travel insurance policy. Presenting Reliance Travel Insurance, which offers Schengen approved travel plans that can be issued within minutes without any paperwork or medical check-up. With this policy, you get the advantage of visiting multiple Schengen countries like Switzerland, Spain, Italy, France, Germany, Portugal, Denmark and more.

A medical coverage of at least Euro 30,000 is compulsory to get a Schengen Visa. We recommend you to opt for our Schengen Travel plan if you are travelling alone. However, you can select our World Excl./Incl. USA & Canada plan if you are travelling with your family.

Take a look at the various plans that we have in store for you-



Total loss of checked baggage-Maximum amount payable per checked in baggage in case more than one bag has been checked in is 50% (100% for only one checked in baggage) of applicable sum insured and per item in baggage max 10%.

Please note, the minimum age of the insured has to be 3 months and the maximum is up to 90 years.

Wondering which countries fall under the Schengen mandate Take a look at this-



What does the policy cover?
Your Schengen travel insurance policy packs in the following 'items':

Accidental bodily injury during the trip

Acute anaesthetic treatment of teeth due to an injury

Emergency expenses made for medical evacuation to India

Total loss of your checked-in baggage by a common carrier

Cost of obtaining a fresh or duplicate passport in case of a lost passport

Emergency medical expenses incurred by you whilst abroad, for any sudden illness, injury or death

Compensation for death or permanent disability due to an accident, while riding as a passenger in a common carrier

Reimbursement of return ticket fare for a family member visiting you, the insured, if you're hospitalized for more than 7 days

Expenses incurred while transporting the insured's mortal remains back home or towards burial abroad in case of an untimely demise

Compensation for a third party in case your involuntarily actions result in someone's demise, cause someone injury or damage to health or property

What does the policy not cover?
While you're insured for most-likely situations, not everything can be covered in an European travel insurance policy. Here's a list of exclusions you need to keep in mind

Expenses incurred if you are-
Traveling against the advice of physician and have to be hospitalized
Receiving or are on a waiting list for specified medical treatment
Travelling to receive treatment abroad
Have been given terminal prognosis for a medical condition

Expenses incurred due to any of the following conditions-
Suicide
Self-inflicted injuries or illnesses
Mental disorder
Anxiety, stress or depression
Venereal diseases
Alcohol/drug abuse
HIV/AIDS

War or nuclear threat in the country where you are travelling

In case loss of checked-in baggage, no partial loss or damage shall become payable

Claims arising out of non- disclosed and non-declared pre-existing medical conditions will not be covered

Any issues faced due to theft or loss of passport when left unattended or if you don't report the loss to local police authorities

Life threatening conditions covered only arising out of disclosed pre-existing diseases, which are mentioned in the policy schedule, for people up to 70 years of age. Customers need to declare all pre-existing diseases while taking the policy.

Want to extend your trip? Take a look at this-
If your holiday is extended for any reason, we recommend that you extend your travel insurance policy.