Reliance Travel Insurance, that offers coverage against lost passport, lost checked-in baggage, trip delays & more.
Travelling around the world is a thrilling experience. However, no matter how precisely we plan our trip, things tend to go haywire. Presenting Reliance Travel Insurance, that offers coverage against lost passport, lost checked-in baggage, trip delays & more. We offer plans specially designed for Asia, Schengen, USA & Canada, and other countries and have customized plans for family trips, solo travelers, senior citizens, and students studying abroad.
A medical coverage of at least Euro 30,000 is compulsory to get a Schengen Visa. We recommend you to opt for our Schengen Travel plan if you are travelling alone. However, you can select our World Excl./Incl. USA & Canada plan if you are travelling with your family.
Take a look at the plans and coverage that we have in store for you-
Solo Trips-
Family Trips-
Total loss of checked baggage-Maximum amount payable per checked in baggage in case more than one bag has been checked in is 50% (100% for only one checked in baggage) of applicable sum insured and per item in baggage max 10%.
Please note, the minimum age of the insured has to be 6 months and the maximum is upto 60 years.
No matter where you are going, we have a travel insurance plan for you:
What does the policy cover
At Reliance General Insurance we strive to negate all possible risks that you could encounter while travelling. Whether you are going on a leisure or a business trip, we've tried to 'pack in' maximum coverage for a variety of situations in our travel insurance policies.
Acute anesthetic treatment of teeth due to an injury
Cost of obtaining a fresh or duplicate passport in case of a lost passport
Compensation for death or permanent disability due to an accident, while riding as a passenger in a common carrier
Reimbursement of return ticket fare for a family member visiting you, the insured, if you're hospitalized for more than 7 days
Emergency medical expenses incurred by you or any of your family members whilst abroad, for any sudden illness, injury or death
Expenses incurred if you miss a connecting flight due to a delay of more than 3 hours
Facility to provide you emergency cash in case you lose travel funds due to theft
Compensation for a third party in case your involuntarily actions result in someone's demise, cause someone injury or damage to health or property
Accidental bodily injury during the trip
Emergency expenses made for medical evacuation to India
Expenses incurred if a trip is cancelled or interrupted due to airline, medical, personal employment problems or natural disasters
Expenses incurred while transporting the insured's mortal remains back home or towards burial abroad in case of an untimely demise
Expenses incurred if a trip is delayed for more than 12 hours due to airline, medical, personal employment problems or natural disasters
Insurance against burglary in your home, while you are travelling abroad
Special distress allowance if your plane is hijacked for more than 12 hours
Total loss of your checked-in baggage by a common carrier
What does the policy not cover
As much as we would like to cover all possible risks, certain situations are just not feasible. We like to maintain complete transparency with our customers. So here's what we don't cover in our travel insurance policies: -
Life-threatening conditions are covered only if they arise from disclosed pre-existing diseases, which are mentioned in the travel insurance policy schedule, for people up to 70 years of age. Claims arising out of non- disclosed and non-declared pre-existing medical conditions will not be covered. So make sure to declare all pre-existing diseases while taking the travel insurance policy.
Expenses incurred due to any of the following conditions:
Suicide
Self-inflicted injuries or illnesses
Mental disorder
Anxiety, stress or depression
Venereal diseases
Alcohol/drug abuse
HIV/AIDS
Expenses incurred if you're
Traveling against the advice of a physician.
Receiving or are on a waiting list for specified medical treatment.
Travelling to receive treatment abroad.
Have been given a terminal prognosis for a medical condition.
Issues faced due to theft or loss of passport when left unattended, or unreported to local police authorities.
Loss of checked baggage - no partial loss or damage shall become payable
War or nuclear threat in the country where you're travelling
Want to extend your trip? Take a look at this-
If your holiday is extended for any reason, we recommend that you extend your travel insurance policy.