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Arogya Sanjeevani Policy acts as the inclusive protective cover that is pocket-friendly and aids you with the required financial provision for all sorts of health and medical expenses.
About the Policy :
The Arogya Sanjeevani Policy, Raheja QBE General Insurance Company Ltd. offers hospitalization coverage from Rs. 1 lakh to Rs. 5 lakhs. This coverage is available on individual and on family floater sum insured basis.
Features :
In-patient hospitalization.
Day care treatment.
Pre and post hospitalization.
No claim bonus.
AYUSH treatment.
EMI facility.
Exclusions :
Investigation & evaluation.
Rest cure, rehabilitation and respite care.
Obesity/ Weight control.
Cosmetic or plastic surgery.
Hazardous or adventure sports.
Unproven treatments.
Maternity expenses.
Covered all day care treatment
Day care treatment covered
60 days
For 60 days from the date of discharge from the hospital
30 days
For 30 days prior to the date of hospitalization
Covered upto Rs. 2000
Covered upto Rs. 2000/- Per Hospitalization
Covered
Ayush Covered in this policy
Up to 25% of Sum insured or Rs.40,000
Up to 25% of Sum insured or Rs.40,000 whichever is lower, per eye, under one policy year
Covered
Family Covered in this Policy
4 years
Covered after a waiting period of 4 years
Up to 2% of the sum insured subject to maximum of Rs.5000/- per day
Room Rent, Boarding, Nursing Expenses all-inclusive as provided by the Hospital / Nursing Home up to 2% of the sum insured subject to maximum of Rs.5000/- per day.
Increase in the sum insured by 5% in respect of each claim free year
Increase in the sum insured by 5% in respect of each claim free year subject to a maximum of 50% of SI. In the event of claim the cumulative bonus shall be reduced at the same rate
5%
5% co pay on all claims
