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This plan provides benefits of the basic plan with the option to include add-ons which are relevant for your needs.
About the Policy
This plan provides benefits of the basic plan with the option to include add-ons which are relevant for your needs.
Features :
Add-on covers you can choose
Sub-limit waiver - Option to waive the sub-limits imposed on room rent and/or doctor charges with an additional premium
Co-pay arrangement - Option for 20% co-payment
Special features you can enjoy
Choice of third party administrator
Cashless facility available at more than 5,000+ hospitals across the country
Online facility for policy issuance and claim registration
Exclusions :
Pre-existing diseases
First thirty days waiting period
Investigation & evaluation
Rest cure, rehabilitation and respite care
Obesity/weight control
Cosmetic or plastic Surgery
60 Days
60 Days Post-Hospitalization Covered
30 Days
30 Days Pre-Hospitalization Covered
5,000+ hospitals across the country
Cashless facility available at more than 5,000+ hospitals across the country
Covered
Family Covered in this Policy
Covered
Free annual health check-up as specified under the policy (regardless of the claim)
Covered 1% of Sum Insured
1% of Sum Insured Per Day
5% of the basic sum insured
Cumulative bonus/no claim bonus 5% of the basic sum insured per policy year up to a maximum of 100% of the basic sum insured
Covered
Benefits up to the basic sum insured are restored or recharged once in the policy year when the basic sum insured gets exhausted
20% (optional cover)
Option for 20% co-payment
Covered
Covered home care treatment
