Package only Miscellaneous Vehicles

About the Policy :
The policy provides coverage against a wide number of occurrences, including but not limited to Fire, Explosion, Burglary and Natural calamity . Additional coverages such as personal accident cover and coverage for legal liability can be opted for to get an optimized coverage.

Features :

Coverage to the commercial vehicle against the following:
Fire explosion self ignition or lightning

Burglary housebreaking or theft

Riot and strike

Earthquake (fire and shock damage)

Flood typhoon hurricane storm tempest inundation cyclone hailstorm frost

Accidental external means

Malicious act

Terrorist activity

Whilst in transit by road rail inland-waterway lift elevator or air

Landslide rock slide

Exclusions :
Policy Excess - This is the first amount of any claim that you have to bear.

Depreciation, wear & tear

Consequential loss

Mechanical or electrical breakdown.

Damage to Tyres unless vehicle is damaged at the same time.

Driving without an effective driving license.

Driving under the influence of alcohol/drugs.