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The policy provides coverage against a wide number of occurrences, including but not limited to Fire, Explosion, Burglary and Natural calamity.
About the Policy :
The policy provides coverage against a wide number of occurrences, including but not limited to Fire, Explosion, Burglary and Natural calamity . Additional coverages such as personal accident cover and coverage for legal liability can be opted for to get an optimized coverage.
Features :
Coverage to the commercial vehicle against the following:
Fire explosion self ignition or lightning
Burglary housebreaking or theft
Riot and strike
Earthquake (fire and shock damage)
Flood typhoon hurricane storm tempest inundation cyclone hailstorm frost
Accidental external means
Malicious act
Terrorist activity
Whilst in transit by road rail inland-waterway lift elevator or air
Landslide rock slide
Exclusions :
Policy Excess - This is the first amount of any claim that you have to bear.
Depreciation, wear & tear
Consequential loss
Mechanical or electrical breakdown.
Damage to Tyres unless vehicle is damaged at the same time.
Driving without an effective driving license.
Driving under the influence of alcohol/drugs.
