The policy provides coverage against a wide number of occurrences, including but not limited to Fire, Explosion, Burglary and Natural calamity.
About the Policy
The policy provides coverage against a wide number of occurrences, including but not limited to Fire, Explosion, Burglary and Natural calamity . Additional coverage's such as personal accident cover and coverage for legal liability can be opted for to get an optimized coverage.
Features
Coverage to the vehicle against the following:
Fire explosion self ignition or lightning
Burglary housebreaking or theft
Riot and strike
Earthquake (fire and shock damage)
Flood typhoon hurricane storm tempest inundation cyclone hailstorm frost
Accidental external means
Malicious act
Terrorist activity
Whilst in transit by road rail inland-waterway lift elevator or air
Landslide rock slide
Exclusions :
Policy Excess - This is the first amount of any claim that you have to bear
Depreciation, wear & tear, consequential loss
Mechanical or electrical breakdown
Damage to tyres unless vehicle is damaged at the same time
Driving without an effective driving license
Driving under the influence of alcohol/drugs
Roadside Assistance Cover
Key Loss Cover
PA For Unnamed Passenger
Legal Liability to Paid Driver
PA to Paid Driver
Consumables Cover
Passenger Assistance Cover
Protection of NCB
Engine And Gearbox Protection
Return To Invoice
Tyre Protect Cover
Compulsory PA Cover for Owner Driver
Loss of Personal Belongings
Zero Depreciation Cover