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This policy covers loss or damage to vehicle due to accidents, theft & natural calamities. Also compensate against legal liabilities on account of death or injury or property damage to Third Party.
About the Policy
This policy covers loss or damage to vehicle due to accidents, theft & natural calamities. Also compensate against legal liabilities on account of death or injury or property damage to Third Party.
Third Party a mandatory cover as per Motor Vehicle Act 2017.
Features :
Accidental loss or damage to your two-wheeler caused by fire, explosion, self- ignition or lightning; burglary, housebreaking, theft, natural calamities etc.
Liability towards third parties arising out of bodily injury or property damage of third parties by your vehicle.
Personal accident cover for you and pillion riders of the vehicle in an unfortunate event.
Exclusions :
Normal wear and tear and general ageing of the vehicle. These are natural progressions that ultimately affect all vehicles
Mechanical or electrical breakdown of the two wheelers
If you are using vehicles in a manner other than for the intended purpose, then you cannot make a claim in case of damage or loss arising out of such improper use
Damage caused to the two wheelers while it was being driven without a valid license or under the influence of drugs or liquor
Damage or loss caused due to a war, mutiny or a nuclear mishap
Theft or burglary of Two Wheeler accessories, unless the vehicle is stolen at the same time
Wear and tear of consumables like tyres and tubes
