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The policy covers two wheeler owners against third party liability arising out of the use of their vehicle.
About the Policy
The policy covers two wheeler owners against third party liability arising out of the use of their vehicle. The insurance is designed to cover liability arising due to bodily injury of a person and damage caused to third party property, as made mandatory by the Motor Vehicle Act. Several add ons are available to create the coverage that suits your needs.
Features :
Coverage against legal liability towards third parties due to bodily injury, death and damage caused to third party property
Personal Accident Cover Covering Accidental Death and Permanent Total
Disablement for Rs 15 lacs for individual owners of the vehicle whilst driving the vehicle
Paid driver/conductor/cleaner employed in operation of vehicle
Employees travelling in/driving the vehicle other than paid driver
Passengers on named/unnamed basis up to maximum of Rs 1 lac
Paid Driver up to maximum of Rs 1 lac
Exclusions :
Vehicle being used otherwise than in accordance with Limitation as to Use as stated in the policy schedule
Vehicle being driven by or is for the purpose of being driven by or in the charge of any person other than a driver as stated in the Driver's clause mentioned in the policy schedule
A claim arising out of contractual liability
Death arising out of and in the course of employment of a person in the employment of the Insured or in the employment of any person who is indemnified under this Policy or bodily injury sustained by such person arising out of and in the course of such employment
Death or bodily injury to any person (other than a passenger carried by reason of or in pursuance of a contract of employment) being carried in or upon or entering or mounting or alighting from the motor vehicle at the time of the occurrence of the event out of which any claim arises
Any claim contributed to/ by or traceable to or arising out of or in connection with war, invasion, the act of foreign enemies, hostilities or warlike operations (whether before or after declaration of war) civil war, mutiny, rebellion, military or usurped power
Any claim contributed to/ by or traceable to or arising out of or in connection with nuclear weapons material
