Reassure Individual

ReAssure - Family Health Insurance Plan
A health insurance plan that keeps giving you more

ReAssure Benefit : Avail unlimited reinstatements
Booster Benefit : Get higher sum insured in claim free year
Cover Available : Up to Rs 1 Cr.
Health Check Up : Annual
Assured Policy Renewal for life
Family Combination Applicable :Up to 6 Members
Cover starts from : Rs 3 lakhs - Rs 1 crore
Premium starts from : Rs 9,111 /Yr

Modern Treatments
Coverage for surgeries like oral chemotherapy, deep-brain stimulation etc.
Live Healthy Benefit :
Up to 30% discount on renewal premium basis steps taken
ReAssure Benefit
Unlimited reinstatements up to base sum insured in an year
Booster Benefit
50% increase in sum insured in case of a claim free year; max 100% (reduction of 50% in case of claim)
Cashless Facility
Get hassle-free cashless medical help at any of the network hospitals
Alternative treatment
Get cover for even Ayurvedic, Unani, Siddha and Homeopathic treatments

Hospitalisation :
PRE & POST HOSPITALISATION MEDICAL EXPENSES
The policy will cover pre and post hospitalisation expenses as well. The period of the treatment covered is 60 days before you get admitted to the hospital and 180 days after you get discharged from the hospital.

ORGAN TRANSPLANT
Avail coverage for medical expenses incurred on the organ donor's treatment as well

ALL DAY-CARE TREATMENT COVERED
Your health insurance will cover a host of dental, ENT and other procedures
HOSPITAL ACCOMMODATION
Get coverage up to sum insured for room rent and ICU charges without any capping
DOMICILIARY HOSPITALISATION
This policy will reimburse you for the medical treatment taken at home on account of unavailability of a hospital bed or the doctor's advice.
EMERGENCY AMBULANCE
Get coverage for the ambulance expenses following an emergency to a hospital. These expenses are paid once the in-patient claims are approved
ALL DAY-CARE TREATMENT COVERED
Your health insurance will cover a host of dental, ENT and other procedures

Standout Features :
ReAssure :Unlimited reinstatements for same and different illness in a policy year
LIVE HEALTHY BENEFIT : Get up to 30% renewal premium discount on number of steps taken
BOOSTER BENEFIT : 50% increase in sum insured in case of a claim free year; max 100% (reduction of 50% in case of claim)
HEALTH CHECK-UP : Avail health check-up for all insured members starting from Day 1
TAX BENEFIT : Save taxes on the premiums paid under section 80D of the income tax
RENEWAL FOR LIFE : Get assured renewal of the policy for life with no extra loadings based on your claim history

ADD ON FEATURES :

PERSONAL ACCIDENT COVER
Get coverage depending on the base sum insured
HOSPITAL CASH
The add-on pays hospital cash for up to 30 days of hospitalisation if hospitalised for more than 48 hours
SAFEGUARD
Get access to additional benefits like- annual increase in coverage based on inflation rate, coverage for non-payable items and no impact on booster benefit.

Exclusions

Permanent Exclusions :
Treatment during the first 30 days of the plan will not be covered, unless the treatment needed is a result of an accident. This waiting period does not apply for renewal policies
Any pre-existing conditions will be covered after a waiting period of 3 years. Whereas, conditions specified in your policy under Personal Waiting Period will be covered after a waiting period of 2 years
2 years exclusion for specified disease/procedures like cataract, pancreatitis, chronic kidney disease, hernia, internal congenital anomaly, spinal disorder, etc
Investigation & Evaluation, OPD treatment
Unproven Treatments, Unrecognized Physician or Hospital
Breach of law, Conflict & Disaster, Excluded Providers
Hazardous or Adventure sports
Change-of-Gender treatments, Hormone Replacement Therapy, Cosmetic or plastic Surgery
Sleep disorders, treatment for alcoholism, drug or substance abuse or any addictive condition
Dental/oral treatment
Sterility and Infertility, Maternity Expenses
Circumcision, External Congenital Anomaly
Sexually transmitted Infections & diseases (other than HIV / AIDS)
Any treatment or medical services received outside the geographical limits of India
Intentional self-inflicted Injury or attempted suicide, Neuro-developmental delays and disorders, Mental retardation