Long Term Two Wheeler Comprehensive Insurance

Long Term Two Wheeler Comprehensive Insurance

We at HDFC ERGO shield you against financial losses arising due to risks such as accident, theft or any damage you cause to a third party. The Long Term Bike Insurance Package Policy is designed to secure your bike for a long run. Buying a long term bike insurance policy for 2/3 years will keep renewal hassles at bay. You also don't have to deal with the third party premium hikes every year and moreover your bike remains covered for a long term letting you ride without any worries. As per the Supreme Court ruling, starting from 1st Sept, 2018, 5 years third party cover is mandatory for every new two wheeler.

Reasons to choose two wheeler comprehensive insurance



What's included?

Accidents

Accidents are unfortunate. However, if you have been in an accident, we get you covered. At our vast network of cashless garages we ensure cashless repairs

Fire & Explosion

If fire, explosion, lightning or self-ignition damage your two wheeler, stay calm, we've got your back.

Theft

If your bike gets stolen it is nothing less than a nightmare. Quit the stress and leave it to us, as we cover total loss of your two wheeler due to theft.

Calamities

Both manmade and natural calamities leave a lasting impact, we cover you if your two wheeler gets damaged due to earthquake, landslide, floods, riots, terrorism etc.

Third Party Liability

In the event of an accident we cover legal liability for injury, death and/or property damage caused to a third party.

Personal Accident Cover

We consider customers as our top priority and hence offers a compulsory personal accident cover for 15 lakhs.

As per Supreme Court's recent mandate Compulsory Personal Accident cover is mandatory, without CPA your claim may get rejected.

Order of IRDAI on Premium Rates for Motor Third Party Liability Insurance Cover for the Financial year 2019-20 effective from 16th June, 2019

What's not included?

Depreciation

We do not cover depreciation in the value of the two wheeler.

Electrical & Mechanical Breakdown

Any electrical or mechanical breakdowns remain uncovered under our two wheeler insurance policy.

Illegal Driving

Your two wheeler insurance goes out of action if you do not possess a valid driving license. Driving under the influence of drugs/alcohol remains out of the two-wheeler insurance coverage scope.