Secure Health Connect

Secure Health Connect Policy

We always want to give maximum to our loved ones. We constantly worry about our family's health security. With rising healthcare cost and increased awareness on staying fit, we are in dilemma many a times whether we are covered under a right health insurance policy

We wonder if our entire family can be benefited under a health insurance policy in low premium! We wonder if we stay fit for our family, will we be credited for the same

Now get maximum coverage at minimum premium with our Secure Health Connect Policy.

Secure Health Connect Policy ensures happiness to you and your entire family by offering all the features you always looked forward to in your health insurance policy.

Live stress-free by paying premium in installments

Get royalty for your loyalty by opting for enhanced cumulative bonus

Avail stay fit perks and utilize it for any claim deduction

Don't worry about pre-policy checkup up to 55 years of age

Get guaranteed response to cashless claims within 6 hours of request

We are confident that this product will take away all your health insurance worries

Health Policy Features & Benefits

Pay Premium installments - Premium can be paid in installments reducing the burden to pay the entire premium at one go.

Reload of Sum Insured - Sum Insured can be reloaded equivalent to the original Sum Insured opted.

Enhanced Cumulative Bonus - Total Cumulative Bonus shall be enhanced as per the plan opted.

Flexible policy term - The policy is available for duration of 1, 2 and 3 years.

Day Care Procedures - 405 day care procedures are covered which require less than 24 hours of hospitalization.

Hospital Daily cash Allowance - Pays an allowance to take care of non-medical expenses incurred for maximum up to 10th day of continuous hospitalization.

Stay fit perks - Get automated additional perks on every block of two claim free years as per the SI and Plan opted. And utilize it after 2nd claim free policy renewal against any claim deduction.

Claims Assurance - Guaranteed response to your cashless claims request within 6 hours or you are entitled for up to Rs 1500/- per hospitalization.

Tax Benefit - Avail tax benefits under section 80D of Income Tax Act 1961 on the premium you pay towards your Secure Health Connect Policy.

Covers
Hospitalization Expenses including Day Care treatment: [B]In-patient hospitalization as well as treatment taken in a hospital for less than 24 hours would get covered under this cover.

[B]Pre- Hospitalization and Post
Hospitalization expenses: The expenses incurred before and after hospitalization up to the number of days as per your Plan gets covered under this.

Day Care Procedures/Treatment : Get covered for medical expenses for 405 day care procedures which do not require 24 hours Hospitalization due to technological advancement in medical science

Emergency Local Road Ambulance charges: Covers expenses incurred towards transfer of Insured Person to nearest Hospital having adequate emergency

Hospital Daily Cash Allowance: Per day allowance that takes care of non-medical expenses incurred during hospitalization is payable for max up to 10th day of continuous hospitalization under this cover. This cover comes into effect after the first 48 hours of hospitalization.

Reload of Sum Insured: Under this option, when the Sum Insured is exhausted due to claims made and paid during the policy year, Sum Insured equivalent to the original Sum Insured is automatically reloaded for that policy year.

Enhanced Cumulative Bonus: Option to enhance the Cumulative Bonus earned for each claim free year as per the plan for a maximum up to 150% of the Sum Insured.

Renewal Policies
No exit age: Enjoy lifelong policy renewal
Change in Plan/Optional Cover/ Installment Premium frequency: Change in Plan or in optional cover or change in premium installment frequency or opting for this facility can be done at renewal.

Cumulative Bonus: Auto increases your Sum Insured by 10% to 25% for each claim free policy renewal with Us.

Health Check-up: All Insured above 18 years of age can avail a Free Health Checkup after a block of 2 claim free years with Us.

Stay Fit Perks: Accumulate Stay Fit Perk's from your 2nd claim free policy renewal with Us at no extra cost and utilize them against any non-medical expenses, co-pay or sub-limits on medical expenses.