Titanium Plus Plan

Canara HSBC Oriental Bank of Commerce Life Insurance Titanium Plus Plan

An Individual Linked Life Insurance cum Savings Plan

Never settling for the second best option is your signature. So, your financial planning has to be the best in class and provide you with the greatest value for your hard earned savings.

Presenting Canara HSBC Oriental Bank of Commerce Life Insurance Titanium Plus Plan An Individual Linked Life Insurance cum Savings Plan which you can customize as per your goals and changing requirements. With an unmatched combination of Portfolio Management Options and flexibilities, this plan gives you complete control over your savings. It also provides you a Life Insurance Cover to protect your family in case of your unfortunate demise.

Key Benefits of the Titanium Plus Plan

1. Life Cover: You can choose your life cover based on your protection need. Further, you also have the option of increasing or decreasing your life cover to match your protection requirements during the Policy Term.

2. Flexibility of Premium Payment Term: pay Premium once or for limited period or entire term of Policy

3. Multiple Portfolio Management Options to enable you optimize returns from the Policy

i. Systematic Transfer Option (STO): Enables you to enter volatile and unpredictable equity market in systematic manner

ii. Return Protector Option (RPO): Helps you in protecting your gains of equity market by automatically moving such gains into low risk fund to avoid future equity market volatility.

iii. Auto Funds Rebalancing Option (AFR): Helps you maintain allocation of your savings in a specific proportion across funds, irrespective of market movements

iv. Safety Switch Option (SSO): Enables you to systematically move your savings into low risk fund near maturity to safeguard your returns

4. Loyalty Additions & Wealth boosters during the Policy Term as additional allocation of units to boost your savings

5. Flexibility of switching and redirection between the fund options to take advantage of market movements or change in risk preference

6. Liquidity to take partial withdrawals to help you meet unplanned contingencies or meet changing needs of your family

7. Tax benefits on Premiums paid and benefits received during Policy Term under Section 80C and Section 10(10D), as per the Income Tax Act, 1961, as amended from time to time