Future Generali Care Plus

FUTURE GENERALI CARE PLUS

Individual, Non-Linked, Non-Participating (without profits), Pure Risk Premium, Life Insurance Plan

Your financial needs are as unique as your life experiences and goals. You may be planning to buy a house, send your children for higher studies or even retire early. No matter what your milestones, you need a protection solution that is tailored to help you prepare for different life events.

Presenting Future Generali Care Plus - a term life insurance plan that is designed keeping your needs and preferences in mind. So that you can secure your family's lifestyle, today and tomorrow. This plan also offers a Claim Service Guarantee of 2 working days that assures your family of our prompt service in their most difficult times.

Three reasons why you should buy this plan

1. Offers comprehensive long term protection at affordable rates.

2. Customised plan to suit your individual requirements.

3 Flexibility to choose your policy term and premium payment terms.

HERE IS WHAT YOU GET IN THE PLAN

Two options to choose from

Depending on your protection needs, you can choose from any one of the following options:
a. Option 1: Life Cover
b. Option 2: Extra Life Cover (Life Cover with Accidental Death Benefit)

Your premium amount will vary according to the option you have chosen. The option has to be chosen at inception and cannot be changed during the term of the policy.

Select your own Policy Term and Premium Payment Term

The plan gives you the flexibility to choose the period of protection and the period of premium payment (minimum policy term and premium payment term of 5 years).

Flexibility to receive benefits

The Policyholder can choose lump sum payout, fixed monthly payout or a combination of both payouts to receive the Death Benefit upon death of Life Assured. The policyholder can choose to change any of the payout options during the Policy Term but before the occurrence of insured event.

Claim Service Guarantee

Claim Service Guarantee will be available to the beneficiary in all eligible policies which have been in-force for a continuous period of 3 or more years, in which death benefit amount is up to Rs. 1 Crore per life assured and the claim does not warrant any further investigation.

Lower premium rates for women

Tax benefits

You may be eligible for availing tax benefits according to the provisions of Income Tax Laws. These benefits are subject to change as per the prevailing tax laws.

EASY STEPS TO KEEP YOURSELF COVERED

Step 1

Choose a protection option that works for you

a. Option 1: Life Cover: Provides guaranteed death benefit in case of death of Life assured.

b. Option 2: Extra Life Cover (Life Cover with Accidental Death Benefit): In addition to the benefits under Option 1: Life Cover, this option also provides a guaranteed additional lump sum benefit (Accidental Death Sum Assured) in case of death due to accident.

Step 2

Choose the amount of insurance cover (Sum Assured) you desire under this policy.

Step 3

Choose the duration of cover (Policy Term) and Premium Payment Term as per your convenience.

Step 4

Get your premium calculated and fill the proposal form (application form). Our advisor will help you with a customised quote.

Step 5

Start paying your premiums regularly and stay financially protected.