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Future Generali Flexi Online Term Plan is an affordable and flexible plan that covers your family's financial future in your absence.
FUTURE GENERALI FLEXI ONLINE TERM PLAN
An Individual, Non - Linked, Non - Participating (Without Profits), Pure Risk Premium, Life Insurance Plan
*Premium excluding applicable tax for a 30 year old non-smoker male taking 20 year term for 1 crore cover for Basic Life Cover Option. Applicable Tax of 18% p.a. shall be applicable over and above this premium. Tax rate is subject to change.
FLEXIBLE COVERAGE OPTIONS
BASIC LIFE COVER
Offers a lump sum payout on your death. This is excellent plan.
INCOME PROTECTION
Fixed Income Protection: A fixed Monthly amount on your death is paid to your family till you would have retired.
Increasing Income Protection: A monthly amount that increases by 10% every year is paid to your family to protect them from impact of inflation.
CREATE YOUR OWN PLAN
Fixed Income Protection + Basic Life Cover
Increasing Income Protection + Basic Life Cover
KEY BENEFITS OF OUR ONLINE TERM PLAN
Product Benefits
Longer ProtectionProvides life cover up to the age of 75 years
Lower Premium Rates For Women
High Sum Assured DiscountDiscount in premium rate in case you opt for a Higher Sum Assured
Period
Free Look period: In case you disagree with any of the terms and conditions of the policy, you can return the policy to the company within 15 days (30 days if policy is sold through direct marketing mode) of its receipt for cancellation, stating your objections. Future Generali will refund the policy premium after the deduction of proportionate risk premium for the period of cover, stamp duty charges, cost of medical examination, if any.
Grace Period: You get a grace period of 30 days if you have opted for annual premium payment or 15 days if you have opted for monthly premium payment from the premium due date to pay your missed premium. During these days, you will continue to be insured and be entitled to receive the death benefits subject to deduction of due premiums.
Tax Benefits
The Premium(s) paid by you are eligible for tax benefit as may be available under the provisions of Section(s) 80C, 80 CCC (1), 80D, 10(10D) as applicable. For further details, consult your tax advisor. Tax benefits are subject to change from time to time.
