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Future Generali Easy Invest Online Plan is a unit linked insurance plan that offers life cover to the insured in addition to the benefit of wealth creation and accumulation.
FUTURE GENERALI EASY INVEST ONLINE ULIP PLAN
This is an Individual, Unit Linked, Non Participating (without profits) Life Insurance Plan.
BENEFITS YOU WILL RECEIVE
MATURITY BENEFIT
Fund Value
DEATH BENEFIT
Higher of :-
1. Sum Assured less deductible Partial Withdrawals, if any, OR
2. Fund Value under the policy OR
3. 105% of the total premiums paid till date of death less deductible partial withdrawals, if any
ELIGIBILITY
FUND OPTIONS
Depending on your ability to expose yourself to risks associated with the markets, choose to invest your premiums in any of the following 6 funds. Your premium, net of applicable charges, is invested in funds of your choice. The funds in turn, are segregated into liquid investments, fixed income securities and equity investments in line with their risk profile.
Default Fund (in case of closure)
A fund can be closed with prior approval from IRDAI.
In case the existing fund is closed the default fund is Future Income Fund (SFIN: LIF002180708FUTUINCOME133)
In case any existing fund is closed, the Company shall seek prior instructions from the Policyholder for switching units from the existing closed fund to the any other available fund under the policy. On such closure of fund, if the Company does not receive choice of fund from the Policyholder, the Company shall transfer units of Policyholder from the fund which is intended to be closed, to Future Income Fund.
Modification of Fund
A fund can be modified with prior approval from IRDAI.In case any existing fund is modified, the Company shall seek prior instructions from the Policyholder for switching units from the existing modified fund to the any other available fund under the policy. On such modification of fund, if the Company does not receive choice of fund from the Policyholder, the Company shall continue to invest in such modified fund. Company will also seek instructions for future premium redirections in case of closure/modification of the existing fund.
