PNB MetLife Bachat Yojana

PNB MetLife Bachat Yojana

Uncertainties take place when you least expect them to. Ensure that you and your loved ones continue to enjoy a good life and can meet present and future financial goals that you set out to achieve, by building a small yet significant savings portfolio. Address long term financial needs through affordable premiums with PNB MetLife Bachat Yojana.

PNB MetLife Bachat Yojana in a nutshell
1. Allows for long term savings with affordable premiums
2. Pay only for 10 years and get covered for 15 years
3. Offers Sum Assured plus Bonus if any upon maturity.
4. In case of death during the policy tenure of 15 years, your family receives Sum Assured plus Bonuses, if any.

What you get
Life Cover

If an unfortunate incident should occur, your loved ones will get Death Sum Assured plus bonus, if declared.

Simple Reversionary Bonus & Terminal Bonus

Bonus payout will be added to your policy from the third year onwards until the end of the policy term. The bonus will be paid out upon death or at the end of the policy term.

Maturity Benefit

You will get the Base Sum Assured plus bonus, if declared, upon surviving the term of the policy.

PNB MetLife Bachat Yojana ensures:
1. Reasonable Premiums
2. Long Term Savings
3. Financial Security

What you don't get

Suicide Exclusions

If the Life Assured's death is due to suicide within twelve months from the date of commencement of risk or from the Date of Revival of the Policy as applicable, the Nominee or beneficiary of the Policyholder shall be entitled to 80% of the total Premium paid till the date of death under the Policy death or Surrender Value available as on the date of death, whichever is higher, provided the Policy is in In force status. We shall not be liable to pay any interest on this amount.