Corona Kavach Policy

Corona Kavach Policy, Kotak Mahindra General Insurance Company Ltd

Corona Kavach Policy is a standard individual health indemnity policy which covers hospitalization expenses related to treatment of Covid-19.

COVER DETAILS
Covid Hospitalization Cover - Expenses incurred on hospitalization for the treatment of Covid on Positive diagnosis of Covid in a government authorized diagnostic Centre including pre-hospitalization expenses for a period of 15 days and post hospitalization expenses for a period of 30 days. Hospitalization should be for a minimum period of 24 consecutive hours.

Road Ambulance - Expenses incurred on road ambulance.

Home Care Treatment Expenses - Expenses incurred on treatment availed at home for Covid on positive diagnosis of Covid in a Government authorized diagnostic Centre maximum up to 14 days per incident

AYUSH Coverage - Expenses incurred on hospitalization under AYUSH Treatment.

Optional Cover - Hospital Daily Cash: 0.5% of sum insured will be paid per day for each 24 hours of continuous hospitalization for treatment of Covid following an admissible hospitalization claim. The benefit shall be payable maximum up to 15 days during a policy period in respect of every insured person.

The total amount payable in respect of Covers listed above shall not exceed 100% of the Sum Insured during a policy period.

Sum Insured
The minimum sum insured is INR 50,000 and maximum sum insured is INR 5 Lacs (in multiples ofRs.50,000)On Individual basis Sum Insured shall apply to each individual family member On Floater basis Sum Insured shall apply to the entire family

Policy Period
Three and Half Months (3 months), Six and Half Months (6 months), Nine and Half Months (9 months) including waiting period.

Eligibility
Policy can be availed by persons between the age of 18 years up to 65 years as Proposer. Proposer with higher age can obtain policy for family, without covering self.

Policy can be availed for self and the following family members
legally wedded spouse Parents and Parents-in-law Dependent Children (i.e. natural or legally adopted) between the day 1 of age to 25 years. If the child above 18 years of age is financially independent, he or she shall be ineligible.