PNB MetLife Guaranteed Savings Plan

PNB MetLife Guaranteed Savings Plan

PNB MetLife Guaranteed Savings Plan is a guaranteed savings insurance plan that helps you fulfil your dreams by offering lump sum benefit on maturity along with guaranteed additions on cumulative premiums. PNB MetLife Guaranteed Savings Plan helps you to create a corpus to achieve your short to long-term goals as per your choice along with securing your family's future.

PNB MetLife Guaranteed Savings Plan in a nutshell
1. Guaranteed additions on cumulative premiums
2. Guaranteed Sum Assured on Maturity
3. Life Cover for the entire policy term

What you get
Life Cover

Protect your loved ones from financial uncertainties arising due to unfortunate events with a Life Cover that they can avail on your passing.

Sum Assured on Maturity

Avail a percentage of your Basic Sum Assured on maturity depending on the premium payment option you choose.

Guaranteed Additions

Guaranteed Additions are added at the end of each Policy Year during the Premium Payment Term.

Enhancements with PNB MetLife Guaranteed Savings Plan

Loans
Your plan can fulfil your dreams in more ways than one!

Our income plan allows you to take a loan against it once it acquires a surrender value

1. Max amount availed can be 90% of special surrender value
2. Current interest rate is at 10.5%

Riders
Safeguard yourself against health complications with health riders

For added premiums you can also secure yourself and your family against medical uncertainties & rising costs.

Get the following riders with PNB MetLife Guaranteed Income Plan:
1. Accidental Death Benefit Rider Plus
2. Serious Illness Rider

With PNB MetLife Guaranteed Savings Plan, you can:
1. Secure your future with guaranteed returns on cumulative premiums
2. Create a corpus to fulfil short term to long term goals as per your choice
3. Guarantee your child's higher education with Guaranteed Benefits at Maturity
4. Secure your family's future with a Life Cover for entire policy term

What you don't get

Suicide Exclusions

If the Life Assured's death is due to suicide within twelve months from the date of commencement of risk or from the Date of Revival of the Policy as applicable, the Nominee or beneficiary of the Policyholder shall be entitled to 80% of the total Premium paid till the date of death under the Policy death or Surrender Value available as on the date of death, whichever is higher, provided the Policy is in In force status. We shall not be liable to pay any interest on this amount.