Kotak Group Health Insurance

Kotak Group Health Insurance
At Kotak General Insurance, we have designed comprehensive group insurance policies to protect employer-employee groups and non-employer-employee groups like banks, credit societies, educational institutions, travel companies, etc. Given the potential risks we are prone to in our daily lives, our policies offer superior coverage to the workforce/group members and their families against unforeseen medical expenditures as well as accidental risks. The group insurance policies are tailor-made to fit all health and accident related requirements.
1. Kotak Group Health Care (UIN: KOTHLGP21221V022021)

Overview
Kotak Group Health Care policy provides customised health insurance coverage for employees/group members and their dependents based on a company’s requirements. The rising costs in healthcare have made it imperative for companies, irrespective of their size, to safeguard the interests of group members in case of hospitalisation. Available at flexible and affordable rates, the policy helps companies to cushion the financial strain faced by their employees/group members due to unforeseen medical expenses.

Key Features & Benefits

In-patient Treatment
Pre-hospitalisation Medical Expenses
Post-hospitalisation Medical Expenses
DayCare Treatment
Domiciliary Hospitalisation
Emergency Ambulance
Donor Expenses

2. Kotak Group Secure Shield (UIN: KOTHLGP21352V032021)

Overview

Kotak Group Secure Shield, provides a lumpsum benefit on the occurrence of the specified list of critical illnesses. It also provides lumpsum benefit in case of death or disability due to an accident. This policy can be taken by banks/financial institutions to protect the loan liability of the customers. In case the customer is diagnosed with critical illness or there is death/disability of the customer, the policy will take care of the loan liability of the customer.
Key Features & Benefits

Critical Illness
Death/ Permanent Total Disablement (PTD) due to accident
Child Education Benefit
Loss of Job Benefit (due to Illness/ Accident)
3. Kotak Group Accident Protect (IRDAI/HLT/KMGI/P-H (G)/V.I/61/2016-17)
Overview
Group Accident Protect is a comprehensive approach taken to financially protect every member of the company against the unforeseen risks due to death or disability resulting from an accident. The policy assesses all the risks involved in such a scenario and safeguards the interests of the insured.
Key Features & Benefits
Accidental Death
Permanent Total Disablement (PTD
Permanent Partial Disablement (PPD)
Temporary Total Disablement (TTD)
Accidental Hospitalisation
Compassionate Visit
Modification of Residence/ Vehicle
4. Kotak Group Smart Cash (UIN: KOTHLGP21220V022021)

Overview
Kotak Group Smart Cash will provide a fixed amount for each day of hospitalisation, irrespective of the medical costs. This policy will help to cover the incidental and ancillary expenses (medical and non-medical) that are not covered under the basic health insurance policy.
Key Features & Benefits
Hospital Daily Cash Benefit
Accident Daily Cash Benefit
ICU Daily Cash Benefit
Worldwide Cover
Alternative Treatment Benefit
5. Corona Kavach Group Policy, Kotak Mahindra General Insurance Company Ltd. (UIN: KOTHLGP21144V012021)

Overview
Corona Kavach Group Policy is a standard group policy which will provide cover for expenses incurred on hospitalization for the treatment of Covid on Positive diagnosis of Covid in a government authorized diagnostic centre. This policy can be taken by various groups to protect the interests of their group members during the Covid-19 pandemic.

Key Features & Benefits

Covid Hospitalization Cover
Pre and post hospitalization
expensesRoad Ambulance
AYUSH Coverage
Optional Cover - Hospital Daily Cash

6. Kotak Covid-19 Secure (UIN: KOTHLGP21032V012021)
Overview
Kotak Covid-19 Secure is a comprehensive group policy which provides lumpsum benefits as well as covers hospitalisation expenses in case of positive diagnosis of Covid in a government authorized diagnostic centre. This policy can be taken by various groups to protect the interests of their group members during the Covid-19 pandemic.

Key Features & Benefits

Covid-19 Diagnosis Cover
In-patient Hospitalisation Cover
Pre & Post Hospitalization Medical Expenses
Ambulance Cover
Hospital Daily Cash Benefit