PNB MetLife - POS Suraksha

PNB MetLife - POS Suraksha

An individual, savings insurance plan, PNB MetLife- POS Suraksha designed with an easy enrolment process that offers regular monthly income to ensure complete financial stability for your family.

PNB MetLife - POS Suraksha in a nutshell
1. Protection for your family
2. Return of Premiums on survival till maturity
3. Flexibility to pay premiums for 5 years or 10 years
4. Easy enrolment process

What you get

Guaranteed Benefits

In this plan, all your benefits are guaranteed and explained upfront to ensure easy understanding and transparency.

Flexible Plan

With this plan you can,

With a plan as flexible as PNB MetLife- POS Suraksha, you can personalise your premium paying term ranging from 5 to 15 years for your convenience.

Guaranteed Payout

With this plan, you receive guaranteed payout on 100% of Total premiums paid at the end of the policy term.

Tax Benefits

As per the prevailing tax laws, PNB MetLife- POS Suraksha gives you the advantage of availing tax benefits on both premiums paid and benefits received.

What you don't get

No alterations in benefits

With this plan, the Death or Terminal Illness Benefit is payable according to the benefit chosen by policyholder at inception which cannot be altered during the policy term.

Maturity Benefit

Maturity Benefit is payable only if 'With Return of Premiums' option is chosen by the Policyholder.

Exclusion of Illness

Under this Plan, the Life Insured will not get any cover for certain Terminal Illness like AIDS.

Suicide Exclusions

If the Life Assured's death is due to suicide within twelve months from the date of commencement of risk or from the Date of Revival of the Policy as applicable, the Nominee or beneficiary of the Policyholder shall be entitled to 80% of the total Premium paid till the date of death under the Policy death or Surrender Value available as on the date of death, whichever is higher, provided the Policy is in In force status. We shall not be liable to pay any interest on this amount.