PNB MetLife Aajeevan Suraksha Plan

PNB MetLife Aajeevan Suraksha Plan

Created to give you not only a secure future but also live happily in the present, PNB MetLife Aajeevan Suraksha Plan keeps you protected as long as you want (up to the age of 99) while also letting you choose your premium payments based on your current requirements.

PNB MetLife Aajeevan Suraksha Plan in a nutshell
1. Choose to pay premiums as per your requirement
2. Choose to stay protected for Whole of life or Fixed term
3. Joint life cover
4. Return of premiums

What you get

Choice of protection

You can choose to stay protected for Whole of life or Fixed term with coverage up to age 99 years or a coverage of 10 to 40 years1

Choice of payment

You can choose to pay premiums as per your requirement for a limited term of 5 years to 15 year; pay just once and stay protected for the entire term; or pay throughout policy term by choosing Regular Pay

Choice of return on Premiums

You can opt 'With Return of Premium3' Option to get your premiums back on survival till maturity.

Customize your plan

With a choice of 4 Benefit Options, you can customise your plan with Lump Sum, Life Partner2, Fixed Income and Increasing Income

Benefits of PNB MetLife Aajeevan Suraksha Plan
1. Death Benefit
2. Terminal Illness Benefit
3. Maturity Benefit
4. Payable with 4 benefit options

What you don't get
Alterations in benefits

With this plan, Benefit option, once chosen for Death or Terminal Illness Benefit cannot be altered during the policy term.

Maturity Benefit

Maturity Benefit is payable only if 'With Return of Premiums' option is chosen by the Policyholder.

Suicide Exclusions
If the Life Assured's death is due to suicide within twelve months from the date of commencement of risk or from the Date of Revival of the Policy as applicable, the Nominee or beneficiary of the Policyholder shall be entitled to 80% of the total Premium paid till the date of death under the Policy death or Surrender Value available as on the date of death, whichever is higher, provided the Policy is in In force status. We shall not be liable to pay any interest on this amount.