Two Wheeler Insurance

What is Two-Wheeler Insurance?

Two-wheeler insurance offers coverage against any damage caused to a two-wheeler and/or its riders arising due to unforeseen events such as road accidents, theft, natural disasters. It also provides protection against third-party liabilities that may arise due to bodily injuries/damages caused to a third-party individual/property. Two-wheeler insurance is the perfect solution to efficiently meet inflated repair costs that arise from damages caused to insured two-wheeler vehicles. Bike Insurance policy provides protection to all types of two wheelers including motorcycles, mopeds, and scooters, used for both personal and commercial use.

Bike Insurance Key Features & Benefits

Here's a look at the wide range of benefits you stand to gain when you choose Chola MS for your two-wheeler insurance:



Types of Two-Wheeler Insurance

You can choose from three types of two-wheeler insurance based on your expectations



Why Choose Chola MS Two-Wheeler Insurance?

Chola MS bike insurance policy has unique Add-on covers

Long Term Products for New Two Wheelers

Roadside Assistance Services Provided at the time of emergency

Get complete support at the time of claims

Claims handled in-house

Our Two Wheeler Insurance policy is ISO certified for motor claims

Technology usage for claims processing (speed)

Two-wheeler insurance policies are motor vehicle insurance covers that help protect you and your two-wheeler from various risks and accidents. A vehicle is, often, a huge emotional and financial investment, so it is necessary to make sure you take the right measures to keep it safe too. Having a strong two-wheeler insurance plan for your vehicle helps protect you from the financial burdens that can arise from accidents and other road mishaps.

As per Motor Vehicle Act 2019, it is also mandatory for all vehicles on the Indian roads to have a third-party liability cover in place. A third-party liability cover helps take care of the financial demands of liabilities owed to a third party due to losses or damages they may have incurred in an accident with the insured. This accounts for injuries to the third-party and also property damage.

Another available cover for vehicle insurance is the own-damage cover where the policy also helps take care of the financial needs that arise when the insured vehicle suffers any damages or losses in the event of an accident.

The comprehensive two-wheeler policy is the recommended cover as it includes dual-coverage. This means the insured has both, third-party liability cover and own-damage cover in place. Comprehensive covers come at a higher premium than a standalone third-party cover but it also comes with a world of benefits for the higher price. Additional covers can be included to your policy upon payment of a premium to increase the protection of your motor vehicle.

Visit our FAQs section for more information on how you can benefit from comprehensive coverage. Get all your doubts cleared before finalising the purchase of your vehicle'S insurance plan. Choose wisely and invest in your vehicle's safety.