Bajaj Allianz Life Health Care Goal

Family Health Insurance That Covers 36 Critical Illnesses - Bajaj Allianz Life Health Care Goal
Good health is essential for a good life, and good health is also required towards securing you and your family's future, as well as getting their life goals done. Critical illness cases are on the rise, and more often than not, the expenses towards managing them also impact the financial well-being of an individual and a family. Hence, a key requirement in one financial portfolio is a comprehensive critical illness health insurance plan for family, which provides complete financial support in case the need arises .Some of the health insurance benefits include the required cover to manage critical illnesses, as well ensure that life goals of other members are always on track. Thereby, supporting the entire family to overcome a difficult phase, with financial peace. Bajaj Allianz Life Health Care Goal is designed for just that. It is a non-participating, regular/limited premium payment individual critical illness health insurance policy which covers 36 critical illness including heart and cancer, with an option of family cover & return of premium. This critical illness health insurance plan also offers an inbuilt waiver of premium rider. A lump sum amount is paid to the life assured on diagnosis of any of the 36 critical illnesses mentioned You can choose from 4 variants depending on your need for comprehensive health cover and also avail tax benefits under Section 80(D) of the Income Tax Act, 1961.So work towards achieving your life goals, without worries and ensure that your family health and lifestyle is secure now and in the future.

How this works?
1-Choose Your Variant
Critical Long Term Health Care - Individual Cover Critical Long Term Health Care Plus - Individual Cover with Return of Premium at Maturity Long Term Family Health Care - Family Cover Long Term Family Health Care Plus - Family Cover with Return of Premium at Maturity The variant chosen at inception cannot be changed during the policy term

2- Choose Your Cover (Sum Assured)
Depending upon the variant chosen, decide the individual Sum Assured for yourself / your Family members.

3- Choose Your Policy Term & Premium Payment Term Depending on the variant chosen.

4- Choose Your Premium Payment Frequency
For your convenience, this plan offers multiple premium payment frequencies - Annual, Half-yearly, Quarterly & Monthly(Your premium will be based on number of lives covered, their age, gender, sum assured, plan variant, Policy Term, and Premium Payment Term.

Entry Age
Minimum age
Adult 18 years
Child 05 years
Maximum age
Adult 65 years
Child 17 years

Maturity Age
Maximum Maturity age
Adult 75 years
Child 37 years

Policy Term


Premium Payment Term


Premium Amount
Minimum Premium


Maximum Premium
As per the maximum age, minimum Premium Payment Term, maximum sum assured chosen under the Policy

Premium Payment Frequency
Yearly, Half yearly, Quarterly and Monthly
Quarterly and monthly Premium frequencies are only allowed under salary deductions schemes and auto-debit process as allowed by RBI

Sum Assured

Each life Assured under Long Term Family Health Care & Long Term Family Health Care Plus, will have the flexibility to choose individual sum assured.
The sum assured on the spouse and children can be equal to, but not higher than the sum assured of the Policyholder.
Quarterly and monthly premium frequencies are only allowed under salary deduction schemes and auto-debit process as allowed by RBI